F4mandolin
Full time employment: Posting here.
Now that I seem to be in a financial house cleaning mode....moving all our EJones money over to Vanguard....and now my wife finally has her log in to her Standard Life online account so she can see what she has. From what I can tell the 4 funds she has (Standard Life Managed pension fund, St Jupiter Merlin Balanced Portfolio pension fund, St Newton Global Balanced pension fund and St Baillie Gifford Managed pension fund) that she put £22,000 into in 2004 and has gone up to £33k now and with an estimate for £39k in 2020 when she has the right to take out a whole £1071 a year after that. She evidently can never take all the money out, but has an option to take out 25% at age 60 if she chooses. Operating costs seem to be a minimum of 1%. When I Googled online looking for gossip about Standard Life I didn't really get much.... Anybody out there know a lot about Standard Life UK pensions? After going through the Standard Life online site, it seems like there may be some other fund choices. We are about to send off an email request to the man she has met with in the past to get some more info and possible better choices for funds. But right off hand....if her fund went from £22k to £33k in 9ish years...doesn't sound toooooo bad.