Gone4Good
Give me a museum and I'll fill it. (Picasso) Give me a forum ...
- Joined
- Sep 9, 2005
- Messages
- 5,381
1) Is there a way to see (or calculate) the inflation adjusted portfolio terminal values shown in FIRECalc's detailed results? The details are nice but they don't give a true picture of your margin of safty in each of the surviving scenarios.
2) Similarly, is it possible to see (or calculate) your inflation adjusted withdrawal amount that is imbedded in each of the scenarios?
My interest in question 2 arises from something I noticed while looking at the detailed results. In studying a "failure scenario" from 1939 I noticed that the portfolio seemed to be doing reasonably well for the first 25 years - about 15% below average but as much as 1/3 larger than portfolios from other starting years that survived.
The question I'm trying to answer is "In that scenario where the portfolio did not survive, would I have known early enough that I was heading for trouble" It is difficult to know from the output because the portfolio seemed to be doing OK well into retirement.
2) Similarly, is it possible to see (or calculate) your inflation adjusted withdrawal amount that is imbedded in each of the scenarios?
My interest in question 2 arises from something I noticed while looking at the detailed results. In studying a "failure scenario" from 1939 I noticed that the portfolio seemed to be doing reasonably well for the first 25 years - about 15% below average but as much as 1/3 larger than portfolios from other starting years that survived.
The question I'm trying to answer is "In that scenario where the portfolio did not survive, would I have known early enough that I was heading for trouble" It is difficult to know from the output because the portfolio seemed to be doing OK well into retirement.
