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26 yr old financial adviser
09-18-2007, 02:09 PM
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#1
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Confused about dryer sheets
Join Date: Sep 2007
Posts: 8
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26 yr old financial adviser
Hello all,
I'm a young mom of 1 cute baby girl and currently working from home as a financial adviser. I'm also trying to get a jump on retirement since, as I look back the last 20+ yrs went whizzing by, I assume the next 20+ will too.
No real investments started YET just a simple 401K offered by my husband's work....maxing the match of course 
Currently planning on starting a VUL and very excited about it.
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09-18-2007, 03:10 PM
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#2
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Give me a museum and I'll fill it. (Picasso)
Give me a forum ...
Join Date: Mar 2007
Posts: 14,328
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Welcome. You'll learn a lot here.
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09-18-2007, 04:31 PM
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#3
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Give me a museum and I'll fill it. (Picasso)
Give me a forum ...
Join Date: Jun 2006
Location: Boise
Posts: 7,069
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Ameriprise?
2Cor521
__________________
"At times the world can seem an unfriendly and sinister place, but believe us when we say there is much more good in it than bad. All you have to do is look hard enough, and what might seem to be a series of unfortunate events, may in fact be the first steps of a journey." Violet Baudelaire.
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09-18-2007, 10:45 PM
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#4
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Moderator Emeritus
Join Date: Dec 2005
Posts: 10,125
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Welcome to the boards
There are a lot of do it yourselfers here, along with a few other advisors, so we have lively debates. Look around the forums to see what interests you.
__________________
Angels danced on the day that you were born.
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09-19-2007, 02:58 AM
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#5
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Give me a museum and I'll fill it. (Picasso)
Give me a forum ...
Join Date: Feb 2007
Posts: 5,072
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 Quote:
Originally Posted by workin4me
Currently planning on starting a VUL and very excited about it.
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IMHO - you would be better off with a Term policy (for the basic risk mitigation of an early death and loss of income) and investing the rest outside of an insurance policy.
No offense. If you are a new agent... you may sell the cool aide, but for goodness sakes don't drink it.
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09-19-2007, 08:56 AM
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#6
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Give me a museum and I'll fill it. (Picasso)
Give me a forum ...
Join Date: Sep 2005
Location: Charleston, SC
Posts: 13,566
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If you are self employed, you should start a SEP or a Simple to save for retirement, plus Roth IRAs, of course.
A VUL? Seriously? What chinaco said--don't drink the coolaide.
__________________
“One day your life will flash before your eyes. Make sure it's worth watching.”
Gerard Arthur Way
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09-19-2007, 09:56 AM
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#7
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Thinks s/he gets paid by the post
Join Date: Jun 2005
Posts: 4,005
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Well, unless you get to keep all of your 80% commission, that is. Then I'd say go for the VUL 
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09-19-2007, 11:55 AM
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#8
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Dryer sheet aficionado
Join Date: Sep 2007
Posts: 44
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Welcome to the forum.
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09-19-2007, 04:01 PM
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#9
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Dryer sheet wannabe
Join Date: Sep 2007
Posts: 21
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Hi & Welcome!
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09-19-2007, 04:06 PM
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#10
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Thinks s/he gets paid by the post
Join Date: Jan 2007
Posts: 1,891
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did the forum send out mailer's to FA's to join the board lately 
workin' 4me...please tell me you're not working for any financial co with world or financial group in their name! 
they usually ask people to drink the kool aide and then pass it around...
__________________
If i think of something clever to say, i'll put it here...
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09-19-2007, 07:33 PM
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#11
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Full time employment: Posting here.
Join Date: Jan 2007
Location: Southern Louisiana
Posts: 519
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Workin4me, welcome to the forum.
As you can see, you will have to have a thick skin to mix with this crowd. Don't be scared away though. You're young and still have all of your investing years ahead of you. You will learn a lot from this group as they (we) are a wealth of knowledge including "experience" which you will also gain as you learn and invest toward FIRE. Everyone is always ready to share their knowledge so come on back and join in on the fun.
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09-25-2007, 04:07 PM
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#12
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Give me a museum and I'll fill it. (Picasso)
Give me a forum ...
Join Date: Aug 2006
Posts: 12,483
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Man, I never got that invite.......I feel "left out"..................... 
__________________
Consult with your own advisor or representative. My thoughts should not be construed as investment advice. Past performance is no guarantee of future results (love that one).......:)
This Thread is USELESS without pics.........:)
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