Great post. We have a lot in common, I have a year on you but our stories are pretty close. Couple points I was going to make:
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Contribute $20k per year to retirement funds. I will eventually switch over and start putting more into after-tax investments. I haven't made up my mind when the right time is to do this.
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In general, follow these rules:
1) 401k to match
2) Roth to max
3) 401k to max
4) taxable investing
I wouldn't invest in taxable accounts at the expense of sacrificing tax-deferred space.
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Pay off house by age 32 (I want the flexibility and security of low fixed expenses. Yes, I know I could get a higher return investing more in stocks.)
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I have the same goal, but I decided 32 was not the right age. 40 is better - I plan to have the house paid off at the same time I reduce how much I work. Doing it earlier than that will only cost me the ability to tax-defer as much income as possible. Just another way to think about this.
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I can't really discuss this sort of thing with friends or familly. They would either be envious or think I was out of my mind.
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Believe it or not, there are great people out there that are doing what you are doing.. just a little hard to find. I can relate to this statement, though my family is very supportive. I guess I learned well from mom and dad.
I have friends who some day will be in a totally different financial circle than I, even though we started in the same place. I feel that this will ultimately affect our ability to stay good friends, so my wife and I work hard at encouraging them to make smart financial choices so we can spend our older years having fun with them instead of having them envy us.