Well we made it through my first 4 years in great shape. Started with medical problems, cancer, back surgery, kidney stones. However, all is well and doing great now. We have been using the 4% withdrawal method right now(have not adjusted for inflation). If we do not spend all the money we reinvest it. I did take SS at 62 and also have a pension. Net worth has increase by 26% since I retired which is good news. One thing we will be changing is staying in Ohio for the entire winter. Have booked the month of February in FL for next year. The biggest surprise I have found in retirement is how busy I stay. Don't know how I did it all when I was working!
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__________________ Very conservative with investments. Not ER'd yet, 48 years old. Please do not take anything I write or imply as legal, financial or medical advice directed to you. Contact your own financial advisor, healthcare provider, or attorney for financial, medical and legal advice.
4 years retired and in OH for us also. Staying a little closer to 3.5 WR and also had a substantial increase in NW over the period due to market recovery. But I am sure it will go up and down. We are headed to NC, probably full time in a few years. But you are absolutely right about some place else besides OH in Feb.
golfersailor - thanks for the update ! I found your story inspiring. Give yourself a little victory dance !!! Florida in February is MUCH better than Ohio in Feb !
__________________ "For the time being no discipline brings joy, but seems grievous and painful; but afterwards it yields a peaceable fruit of righteousness to those who have been trained by it." ~
ER'd in June 2015 at age 52. Initial WR 3%. 50/40/10 (Equity/Bond/Short Term) AA.
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