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Old 03-26-2013, 12:53 PM   #41
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You said you'll live right on the border. I take that to mean that you are restricting your home search (potentially sacrificing home happiness). I also take that to mean you'll pay a premium for the house. Much of that tax break you'll be saving is probably priced into the homes - that is, the exact same house on the other side of the border might cost 5% less because everyone else is doing the same thing.

Just seems a bit penny-smart..., at least from a high level view. The plan to take advantage of Obama-care seems to step in line with this also. Is it really worth the hassle, stress and work involved to micro manage those 8 people and control your money that you've attached a long leash to? Might seem like it now, because you are used to juggling lots of work and stress... when you're retired, do you really want all of that on your plate? I'd create a spreadsheet and try to factor all of these things in. How much are these plans really saving you when you look at everything... how much is the stress worth to you?
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Old 03-26-2013, 02:16 PM   #42
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Manipulating your considerable assets (and dh and I are good for $13k each, and sure, we'll give it back) to save your anticipated subsidy strikes me as really funny. I would suck it up and pay full freight and count my blessings.
“Would you like an adventure now, or would you like to have your tea first?” J.M. Barrie, Peter Pan
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