42, 4 kids, shooting for retirement at 58
42 yr old married father of 4 here. We live in the Midwest and my wife in I work in the insurance/financial services industry.
I joined to get a better idea of how we are doing financially, learn more tax savings strategies, and I could definitely use a bit more thriftiness in my life.
My wife and I several years ago took several Dave Ramsey courses and did a really good job tracking our spending for a couple years. I would say for the last 3 years we got burnt out on DR and allowed our spending to grow more than we should have.
I am not a believer in "buy and forget" investing. I am been a mild market timer (moving balances 2-3 times a year) for the past 15 years with pretty good success.
Enough about me, I look forward to learning and sharing ideas on the forum