Originally Posted by livelaughlovejs
I'm not sure what my health insurance will be as a reitred person so thats what we estimated. I'm not planning on using veterans. We have a HMO now but will have a PPO Blue shield in retirement. I will look into it more. Thanks
If things stay the same for you up until retirement and Medicare is the option, plan on EACH of you spending at least $100/month for Part B and $35/month for a Part D drug plan.
Remember, Medicare and Part D by themselves are not great plans and there are deductibles for many things. Most folks supplement Medicare with a Medigap policy which could cost up to $200/month EACH.
I'm not sure if Medicare Advantage plans will be around years from now, but they are less costly than what I stated, but have less options when picking providers.
In any event, after 65 medical insurance costs are pretty high if you want good coverage. You probably will need good coverage getting older, though.