Originally Posted by Denim
I know I should not be so pestimistic, but it's sad to think someone could leave me and I would bring home less money for the rest of my life, because I elected an survivor annuity. He's fine with a pre-nup and has a retirement account (no near as much) that he is going to put in my name. He has children ( I do not ) and this is another big issue for me. The kids come along and contest the wills. My house is tied up in community issues. I guess it's best not to "if" everything to death, but...........
My 2 cents is to not get married unless you really "need" to - definition of need is obviously up to you. If you are cutting it close anyway, a divorce will really screw up your retirement at an age where going back to work at any reasonable salary is probably not going to happen. Even with a prenup, as has been pointed out, you may still lose half and if you win, you still have big legal expenses and incredible stress. Look at the statistics for second (and third) marriages before you throw the dice.