Join Early Retirement Today
Reply
 
Thread Tools Search this Thread Display Modes
A not-so-Young Dreamer
Old 11-25-2006, 12:28 AM   #1
Recycles dryer sheets
Linney's Avatar
 
Join Date: Nov 2006
Posts: 316
A not-so-Young Dreamer

Hi there. I'm a not-so-Young Dreamer in my mid 40's who is on the countdown to RE, maybe 2009, 2010 ? ? ? I've been lurking for a little while.... ok, ok, probably for yearrrsss now.

I've been working at "MegaCorp", living in an 8x10 cubicle with no windows for 20+ years now which we've been threatened recently (again) will be reduced to 8x6 the next time we move. Downsizing, layoffs, offshoring -- have survived them all so far. Fortunately, back in my 20's a colleague shared with me a writeup about our company's new 401k plan fund options. I read it, read it again twice more, got the point, and then marched over to personnel to switch my allocation from 20% stock / 80% stable over to 80% stock / 20% stable. Every year as I review my 401k balance and asset allocation, I breathe a quiet thanks to that colleague for sharing his knowledge with me. See! for a very few of us, the message gets through!

A divorce set me back hard and my new spouse came with few assets but a total commitment to the financial game plan that I had laid out. He's currently re-training into a new field which will allow him to choose full-time versus part-time work and will allow him to travel and work (think "traveling nurse"-type program). He'll finish his training in 2-1/2 years. That will be my first possible RE date. We won't be FI yet but we'll have ourselves set up pretty well by then so we just need to cover expenses and let the nest egg grow for another decade. I might choose to work longer but I won't HAVE to.

That's enough for now, I look forward to being an official member of the forum now.

--Linney, another LBYM software mega-corp cube dweller
Linney is offline   Reply With Quote
Join the #1 Early Retirement and Financial Independence Forum Today - It's Totally Free!

Are you planning to be financially independent as early as possible so you can live life on your own terms? Discuss successful investing strategies, asset allocation models, tax strategies and other related topics in our online forum community. Our members range from young folks just starting their journey to financial independence, military retirees and even multimillionaires. No matter where you fit in you'll find that Early-Retirement.org is a great community to join. Best of all it's totally FREE!

You are currently viewing our boards as a guest so you have limited access to our community. Please take the time to register and you will gain a lot of great new features including; the ability to participate in discussions, network with our members, see fewer ads, upload photographs, create a retirement blog, send private messages and so much, much more!

Re: A not-so-Young Dreamer
Old 11-25-2006, 08:45 AM   #2
Full time employment: Posting here.
 
Join Date: Apr 2006
Posts: 944
Re: A not-so-Young Dreamer

Hey Linney,

Welcome! It sounds like you have a solid plan to get out of the cube farm - Congrats on that! Keep us posted on your progress - love to hear a plan come together
__________________
Freed at 49. You only live once - live it
Donzo is offline   Reply With Quote
Re: A not-so-Young Dreamer
Old 11-25-2006, 11:39 AM   #3
Moderator Emeritus
Nords's Avatar
 
Join Date: Dec 2002
Location: Oahu
Posts: 26,839
Re: A not-so-Young Dreamer

Welcome to the board, Linney... sounds like you guys have the clues and a great plan.
__________________
*

Co-author (with my daughter) of “Raising Your Money-Savvy Family For Next Generation Financial Independence.”
Author of the book written on E-R.org: "The Military Guide to Financial Independence and Retirement."

I don't spend much time here— please send a PM.
Nords is offline   Reply With Quote
Re: A not-so-Young Dreamer
Old 11-25-2006, 02:08 PM   #4
Give me a museum and I'll fill it. (Picasso)
Give me a forum ...
samclem's Avatar
 
Join Date: May 2004
Location: SW Ohio
Posts: 14,404
Re: A not-so-Young Dreamer

Linney,

Welcome. Isn't it nice to know there's light at the end of the tunnel? Since you've still got some time before you can jump clear of the cubicle, try not to get too fixated on what comes after you retire, you have a lot of living to do before then. Still, when the going gets tough, it's very comforting to know that it's not forever. And, as the years pass and the light bulb comes on for your fellow cubicle dwellers, you'll really appreciate the fact that you got started early.
samclem is offline   Reply With Quote
Re: A not-so-Young Dreamer
Old 12-03-2006, 01:30 PM   #5
Thinks s/he gets paid by the post
Bikerdude's Avatar
 
Join Date: Jul 2006
Posts: 1,901
Re: A not-so-Young Dreamer

Quote:
Originally Posted by Linney
I've been working at "MegaCorp", living in an 8x10 cubicle with no windows for 20+ years now which we've been threatened recently (again) will be reduced to 8x6 the next time we move.

--Linney, another LBYM software mega-corp cube dweller
WOW! You got an 8x10 cubie. You must be a big shot or something. I think where I was we finally had 4 people in 125 sq ft. Personal hygiene was very important.:P Looks like you have a good plan. Good luck!
__________________
“I guess I should warn you, if I turn out to be particularly clear, you've probably misunderstood what I've said” Alan Greenspan
Bikerdude is offline   Reply With Quote
Reply


Currently Active Users Viewing This Thread: 1 (0 members and 1 guests)
 
Thread Tools Search this Thread
Search this Thread:

Advanced Search
Display Modes

Posting Rules
You may not post new threads
You may not post replies
You may not post attachments
You may not edit your posts

BB code is On
Smilies are On
[IMG] code is On
HTML code is Off
Trackbacks are Off
Pingbacks are Off
Refbacks are Off


Similar Threads
Thread Thread Starter Forum Replies Last Post
Another Young Dreamer bongo2 Hi, I am... 38 12-16-2007 08:01 AM
Young Dreamer seeking FIRE Aaron Hi, I am... 6 03-14-2006 08:51 AM
HSA good for young dreamer crowd? wildcat Young Dreamers 9 03-04-2005 08:51 AM
Automobiles and the young dreamer Whakamole Young Dreamers 55 05-23-2004 08:30 AM
Young Dreamer Daddy Hi, I am... 7 06-12-2003 09:09 AM

» Quick Links

 
All times are GMT -6. The time now is 06:02 AM.
 
Powered by vBulletin® Version 3.8.8 Beta 1
Copyright ©2000 - 2023, vBulletin Solutions, Inc.