I've never been married but I do have a girlfriend. Neither of us ever wants kids or to get married.
I would like to retire early for a number of reasons. One is, I guess I never found something to do as work that I really enjoyed. I've been in management for my adult life and I don't enjoy it.
Also, my worldview has changed in recent years. I started to make some major money the last few years and I helped a lot of people out financially in addition to living the high life myself. I learned something about people AND myself.
About people? I believe in the saying: No Good Deed Goes Unpunished. I used to try and help people who ask for monetary help but I don't think I've ever been repaid except by backstabbing when, at a later time, the person thought I should give them more and I didn’t. So, I guess I've decided to look out for myself and my close family (parents, brother, and girlfriend) from now on. I may go back to school…study law…for fun! I don’t know.
About myself: I am happier living on less money. I lived in a cheap two-bedroom condo for 11 years and was very happy. I just wished I could have a pet. So when the money started to flow why did I buy a $2 million home? Turns out I was happier in my condo. The home is too big and takes too much effort. Expenses and time for the pool, landscaping, roof, exterminating, etc. I was spoiled living in a condo where I could walk into my kitchen and still watch the ballgame on the TV in the living room. Management took care of everything and I just sent a quarterly check. It was also cheaper.
I also don’t need the fancy car (BMW 754 Li) I bought either. A few years ago I had an Acura NSX which is, in my opinion, the most beautiful car in the world. It’s only problem is it’s a two-seater. Having had that, and gotten it out of my system, a consumer reports top rated vehicle (Honda Civic or Toyota Camry) is all I need.
With money, I started to go out to eat more – lots more. And put on lots weight. The only luxury I’d like to see if I can continue to afford is a housekeeper who would do some light HEALTHY cooking since neither I nor my gf like to cook and clean.
I happen to believe we might be on the edge of technology that could extend human lifespan indefinitely. It sounds crazy but people who thought the earth was round (or that it was a good idea to retire early!) were labeled crazy too. Technology is snowballing and through things like cloning (for replacement organs), stem cell research (to rejuvenate cells), and nanotechnology (developing mini robots that would repair cells at the molecular level) life spans could increase significantly.
I take a lot of vitamins and would like to focus on getting in the best physical shape of my life and living as long as possible – forever?
I know an investment advisor who has averaged about 25% a year in stocks for over 30 years. He taught me his system. I set up a dummy portfolio last year and am up over 30% in a year. I will be using that to manage most of my cash. However, I will only be drawing < 4% for income because I don’t know if I can duplicate it.