Hi, I am 60 and hoping that 2020 will be my year to turn in the hard hat. I can only imagine what my life would feel like without the stress of my job. But, I am a little apprehensive to let go. I came across his community and have found so much good information already. So here is my story. I am 60, my wife is 58. She doesn’t work. Our home is fairly new and paid for. Vehicles paid for as well. We don’t have any other debt. I will receive a pension of $69600, this includes taking the SS option right away with my pension. We have $750000 in our 401k. It is 100% in Fidelity U.S. Bond index fund. We also have just over $100000 cash. My biggest concern is health care. I plan to use Cobra which is $1120 per month for 18 months and that is calculated into my spending. After that I will have to purchase healthcare elsewhere. We don’t live lavishly and The big expenses for our hobbies are already paid for. We would like to travel a few times a year in our RV and spoil our grandkids. I did complete the calculator and received a 100% score. But it seems to good to be true. Any comments or advise will be appreciated.