Join Early Retirement Today
Reply
 
Thread Tools Search this Thread Display Modes
Almost 28 and just getting FIRE'd up
Old 09-13-2018, 07:19 AM   #1
gone traveling
 
Join Date: Sep 2018
Posts: 11
Almost 28 and just getting FIRE'd up

So, the last time I joined a forum was back when I played videogames. And the reason I started looking for a forum when I first "learned" about FIRE is because I totally think of this as a game. Have you guys every played those "idle" type browser games, like on Kongregate? I love those. Mostly because you get to watch your "account" grow.


This early retirement thing feels just like that to me -- and I want to win.



No real "target date" set, but I've just started saving in earnest and I'm very interested in optimizing my portfolio and taxes.


Spent many years trading stocks -- finally stopping that since it was such a waste of time, but I learned a lot from it and I think I've found the "optimal" way to invest. Learned that it's best to keep my emotions out of it, so going totally systematic. Want to compare notes with you guys though.


I do programming (wouldn't really call myself a "software engineer"). Pays OK. I think of it as a blue-collar job.
i-like-gin is offline   Reply With Quote
Join the #1 Early Retirement and Financial Independence Forum Today - It's Totally Free!

Are you planning to be financially independent as early as possible so you can live life on your own terms? Discuss successful investing strategies, asset allocation models, tax strategies and other related topics in our online forum community. Our members range from young folks just starting their journey to financial independence, military retirees and even multimillionaires. No matter where you fit in you'll find that Early-Retirement.org is a great community to join. Best of all it's totally FREE!

You are currently viewing our boards as a guest so you have limited access to our community. Please take the time to register and you will gain a lot of great new features including; the ability to participate in discussions, network with our members, see fewer ads, upload photographs, create a retirement blog, send private messages and so much, much more!

Old 09-13-2018, 10:22 AM   #2
Give me a museum and I'll fill it. (Picasso)
Give me a forum ...
 
Join Date: Jan 2018
Location: Tampa
Posts: 8,600
Welcome to our wonderful forum. Look forward to your future posts.
__________________
TGIM
Dtail is online now   Reply With Quote
Old 09-13-2018, 10:24 AM   #3
gone traveling
 
Join Date: Sep 2018
Posts: 11
Quote:
Originally Posted by Dtail View Post
Welcome to our wonderful forum. Look forward to your future posts.
I wish I'd decided to come here ten years ago.
i-like-gin is offline   Reply With Quote
Old 09-13-2018, 10:27 AM   #4
Give me a museum and I'll fill it. (Picasso)
Give me a forum ...
 
Join Date: Jan 2018
Location: Tampa
Posts: 8,600
Quote:
Originally Posted by i-like-gin View Post
I wish I'd decided to come here ten years ago.
Me too. Could have retired earlier for sure and made better life long investment decisions (401k specifically), but better late than never, so we all go forward.
__________________
TGIM
Dtail is online now   Reply With Quote
Old 09-13-2018, 10:53 AM   #5
Thinks s/he gets paid by the post
Huston55's Avatar
 
Join Date: Jul 2011
Location: The Bay Area
Posts: 2,643
Welcome!

Shall we call you “Tanqueray”?
__________________
You may be whatever you resolve to be.
100% x 10% > 10% x 100%
Small pensions & SS cover essentials
Huston55 is offline   Reply With Quote
Old 09-13-2018, 10:56 AM   #6
gone traveling
 
Join Date: Sep 2018
Posts: 11
Quote:
Originally Posted by Huston55 View Post
Welcome!

Shall we call you “Tanqueray”?
I generally prefer Beefeater!



Though that Tanqueray Rangpur stuff is pretty amazing....
i-like-gin is offline   Reply With Quote
Old 09-13-2018, 11:00 AM   #7
Full time employment: Posting here.
 
Join Date: Nov 2016
Location: Fargo
Posts: 621
Put your head down and save a crap-ton until age 38. Then re-visit FIRE.

Be wary of the FI-Trap. Wanting to fast forward and be FI without actually doing the things that will get you to FI faster.

Live light, stop buying junk, save a bunch, invest in low cost, diversified funds, 90% stocks, stay the course during big market drops.

Good luck on your FIRE journey!
bloom2708 is offline   Reply With Quote
Old 09-13-2018, 11:14 AM   #8
Thinks s/he gets paid by the post
Huston55's Avatar
 
Join Date: Jul 2011
Location: The Bay Area
Posts: 2,643
Quote:
Originally Posted by i-like-gin View Post
Quote:
Originally Posted by Huston55 View Post
Welcome!

Shall we call you “Tanqueray”?
I generally prefer Beefeater!
Excellent. “BEEF” it is then! Welcome BEEF!.
__________________
You may be whatever you resolve to be.
100% x 10% > 10% x 100%
Small pensions & SS cover essentials
Huston55 is offline   Reply With Quote
Old 09-13-2018, 04:05 PM   #9
Thinks s/he gets paid by the post
HI Bill's Avatar
 
Join Date: Dec 2017
Posts: 2,203
Quote:
Originally Posted by bloom2708 View Post
invest in low cost, diversified funds, 90% stocks, stay the course during big market drops.
I agree, except I'd say 100% stocks at your age (assuming you can stay the course when the next market drop occurs), along with a 6-12 month savings in money market or similar for emergencies/job loss potential. IMHO, there' no need to hold any bonds at your age, given your investement horizon before you need to tap the accounts. Best wishes!
HI Bill is offline   Reply With Quote
Reply


Currently Active Users Viewing This Thread: 1 (0 members and 1 guests)
 
Thread Tools Search this Thread
Search this Thread:

Advanced Search
Display Modes

Posting Rules
You may not post new threads
You may not post replies
You may not post attachments
You may not edit your posts

BB code is On
Smilies are On
[IMG] code is On
HTML code is Off
Trackbacks are Off
Pingbacks are Off
Refbacks are Off


Similar Threads
Thread Thread Starter Forum Replies Last Post
Mid-30s, family of 3, just getting on the FIRE planning bandwagon wallymama Hi, I am... 23 06-26-2016 05:01 PM
Hi there! Just here-and almost gone! Bikerchick Hi, I am... 4 10-29-2009 06:52 AM
Almost 60 and they just froze the pension Trillian49 Hi, I am... 9 06-17-2009 12:31 PM
Almost famous for almost a day Marquette Other topics 1 06-17-2008 09:08 PM
I am new here... and almost ready for FIRE neihn Hi, I am... 15 09-09-2007 10:08 PM

» Quick Links

 
All times are GMT -6. The time now is 06:39 AM.
 
Powered by vBulletin® Version 3.8.8 Beta 1
Copyright ©2000 - 2021, vBulletin Solutions, Inc.