Hello everyone. I am 39 years old. Married with no kids. I started my business 8 years ago and thankfully have had success. I currently have $350,000 in the bank. I have over $40,000 in a Roth IRA. I have over $24,000 in a SEP IRA. I also have approximately $50,000 in the stock market. I am not a savvy investor, but I am trying to learn. I like Vanguard Funds due to their active management and low expenses. I own $5,000 in the Vanguard Target Date 2025 Fund. And another $5,000 in the Vanguard Target date 2040 Fund. I am planning on getting more aggressive with these 2 funds, so I will have 2 fund sources staggered 15 years apart. I will be 53 with the target date of 2025. And I will be 68 with the target date of 2040. Any advice you experts can offer would be greatly appreciated.