So, liquid asset at 46 yrs old is about $1.6 million with an $800K home.
That will be tricky ..
If you are 56, I'd say go for it. But maybe if you do retire and you find yourself short, you can downsize your home to $400K, and add the $400k so you'll have $2 million in liquid assets.
No to consumerism, Living a simple life, enjoying the experience - not the material stuff