Welcome Stephanie. If you read the posts of those who have gone before us (ie, successfully ER'd), they all seem to have a defined "plan", that barring disaster, is fine tuned along the way. So I think you are on the right track, never too early to start planning. I have control issues (ha ha) and this forum has exacerbated this condition so that now I make spreadsheets on finances....helps with the planning. Out of curiosity, was your Katrina damaged rental in SE Louisiana or south MS?
This is no social crisis, just another tricky day for you...