Yippee...I love being in the company of like-minded people. Introductions: My husband and I are both 40, have a 12 yr. old and a 3 yr. old. Both work, but I work from home as I homeschool and do traditional Mom/wife stuff. Our income ranges from $90K to $130K combined. We have our mortgage (at 50% of value) and 2 rental props, paid and cash flowing. Our portfolio is +- $90K in IRA's, 401k, stocks, savings, etc. We save an average of 30% each year. Any advice welcome...but make sure you keep a spot for us...we're out by 55. Love the postings.