Delurking from Washington State
I've been reading the forums for several months and decided I should introduce myself. I'm a 56 year old, semi-retired Washingtonian. I'm working half-time, trying to figure out what I'll do as a full time retiree, and not quite sure I'm ready for it financially. I make $40k a year for my part-time job, and am contributing the max to my 401k and shifting money into an IRA each year.
I have about $600k in taxable accounts, $700k in IRAs/401k. A $180k, paid-off house. A small non-COLA pension from an old job ($9k a year). No debt.
I live pretty frugally, although I do like to travel. I'm single with a semi-dependent, almost-grown daughter. She may go back to school at some point, and I'd like to be able to help her.
Currently I'm looking into high deductible health insurance and an HSA since my expenses for my group medical/dental/vision are relatively high. And I want to be ready to bridge the gap to Medicare when I do decide to cut the cord on the job. My health is good. I'm also about ready to finally buy some LTC insurance.
I've been enjoying reading the forums and have learned a lot from you all. Thanks!