I'm 56 years old, wife is 58, we've been married 36 years, 2 grown sons, 2 grandsons. Both of us enjoy excellent health, no chronic conditions (other than a desire to start a new chapter in our lives together). I've been at my job for over 30 years and my wife has been a public school teacher her entire career. Our target retirement is late 2017 and we plan on retiring in the south Pacific living in an off-grid community of expats. In addition to modest pensions we will draw on, there are retirement savings of $455K in balanced portfolios of 401K's & 403B's (annual contribution of about $13K) along with a couple of IRA's. In addition, I'll be receiving a lump sum payout from a trust of $140K in about 12 years. Our home here in the U.S. will be paid off in under two years. We have no other debt and already live under our means (drive older model cars, no credit card debt, etc.) We plan to sell our home and use the proceeds to build on the small piece of property we own in our retirement destination. Once retired and settled in as expats, we expect to have very low living expenses - growing most of our own food, solar & L.P. for energy needs, along with rainwater harvesting. No need for a motor vehicle. Our expat location (Fiji) has "free" healthcare (rudimentary), however, purchasing private health insurance that can be used in N.Z. & Aus. is el-cheapo compared to Western costs. Once retired, we plan to visit the U.S. annually for extended visits as vagabonds of sorts, relying upon friends & family for places to stay (hopefully these will be reciprocal visits). Although excited about our next steps, there is also some trepidation about wanting everything to work out well.