Thanks to all and glad to be aboard.
You are right Rambler, I have been lurking and enjoying these forums.
Rich, your question about my plans is the hard one . I have to figure that out. Not used to so much freedom yet.
Thanks Midpack, it's just sinking in what we have accomplished.
Jarhead, I am familiar with those seasons you mention as my wife could tell you.
Rachael, A young college grad reading this forum will be light years ahead of most of your friends. I wish I had found this kind of information before I made some investing mistakes along the way. ( Thinking of an annuity I bought when I young). another forum site you might want to check out that has good information is Bogleheads Investment Forum at
Bogleheads :: Index
Thanks again to all.