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friendlygirl makin' the leap
Old 06-26-2002, 02:07 PM   #1
Confused about dryer sheets
Join Date: Jun 2002
Posts: 5
friendlygirl makin' the leap

Hi there. Making the jump from TMF's board. (Technically I am also on yahoo and msn, too, but who can keep up?!)

I am a newbie to the work world, but I'm hoping to make it a short trip to FI. I'm 24 and just graduated with my masters in physics last year. Planning to go back to get my PhD in a couple of years and enter the wonderful world of academia (read: low pay ).

Since I figured this was my first "real job" and my first opportunity to actually make enough money to save anything, I started boning up on personal finance last summer. Paired with the fact that I got a 4x increase in my pay from grad student to "grown-up," LBMM hasn't been too hard and I have been able to save a fair amount already.

While I am planning to return to the career I love and be a total workaholic, I would like to be financially independent one day so I am trying to continue learning a lot about investing and financial planning. Guess I bring a different perspective to the discussion. Anyway, hope you don't mind an aspirant hanging around trying to gain a few pearls of wisdom. (There are some hanging around here, right? )


BTW- So far this seems like a nice board format. Any chance we can get all the traffic to centralize here (hint hint, intercst), instead of continuing to be flung to the four winds?
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Re: friendlygirl makin' the leap
Old 06-26-2002, 02:32 PM   #2
Recycles dryer sheets
Join Date: Jun 2002
Posts: 98
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Re: friendlygirl makin' the leap


I envy your opportunity to start developing a plan towards FI at such a young age. When I was coming out of college, FI was the last thing on my mind. I suppose we just stumbled onto it because my wife and I never tried to live above our means. We were diligent savers. After 26 years of 7A-5P, I suddenly found myself faced with the opportunity and desire to RE.

Today there are such wonderful tools available to help individuals plan for the future. I believe forums such as this can be one of them. Two other internet sites I enjoy are Paul Merriman's <> and <>. His primary message to investors is diversify and keep expenses low. Check them out if you are so inclined.

Good luck for your future. Your Pot O' Gold awaits you!

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Re: friendlygirl makin' the leap
Old 06-28-2002, 04:55 PM   #3
Dryer sheet wannabe
Join Date: Jun 2002
Posts: 20
Re: friendlygirl makin' the leap

Hey friendlygirl,

Just curious what got you thinking about FI at such a young age. I'm 27 myself and for me it was a combination I believe at this point watching my dad lose his job when I was in college and really struggling and the first time about 1 yr. into my corporate career that I realized form didn't follow function.

Or put better, 99% of my time is spent doing non-value added activites so that some guy at the top can get rich while they tell me they can't afford to give me a cost of living increase.

Sounds bitter but I just value my time too much and want to be in control of it.

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