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The larger dental groups that offer these discounts in my area are a rotating group of young dentists that have little to no experience in the field. After a year or two they are rotated to another location within the dental group of locations. Or the savvy ones get into a smaller private practice and away from the big block chain of dental groups. Anyway, preventative maintenance is the best cure. Brush and floss after every meal! Easier said than done.
 
Those can all run you in the thousands even with dental insurance. Most employer plans have annual caps on how much they will pay (usually under $2k), and even then, have % based payments (like, 50% of crowns, etc.) Dental insurance is largely a dental discount plan. A lot of larger dentists offer concierge/discounts instead, which can give you most of the benefits of insurance instead.

Dental is far easier to self-insure than healthcare, either way you go.

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