Good afternoon all.
I am 50, and my lovely Mrs. is 58. We are looking at retirement March 1, or thereabouts. One major issue that might delay our decision is my mom is in poor health, and I won't start traveling around until she is gone. God willing, it will be a bit longer!!
Our overall goal is to spend the summers in Minnesota, and winters somewhere else. Currently, we travelled to areas of Florida and Arizona for consideration. Florida seems off the list as our criteria include hiking, and lower population density. To get to truly warm climates in Florida, we have found you need to get down to Ft Myers to be assured nice winter temperatures. The traffic might be too high on the negative list to compensate.
In Arizona, we have looked at Sedona, Payson, and Tucson. We would like to avoid the hustle and bustle of Phoenix/Scottsdale, but it's not completely out of the question. If we could find something similar to Tucson in the warm southern part of Texas, that would be ideal (we will likely declare a state other than Minnesota as residence for tax purposes as some point).
I'm an avid golfer, and will likely join a course for the winter months.
We hike and bike.
We have a cabin.
5 kids/3 grandkids all in Minnesota currently.
Finding more daily activities that we can do together.
Being separated in the winter from the kids/grandkids.
Health insurance (of course).
Spousal disagreement on downsizing
I want a turnkey townhome. She's not ready.
None of my friends have the same retirement timeline as mine.
That's about it for now!