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04-08-2012, 08:13 AM
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#1
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Recycles dryer sheets
Join Date: Apr 2012
Location: Oswego
Posts: 76
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Great Site!
I wanted to say hello. I found this site about a month ago and have been reading regularly for weeks  A little bit about me. Im 46, married with two college age children. I have just started seriously thinking about the particulars of possible early retirement in our mid 50's.
We have been saving pretty agressivley up to this point and have about 350k in 401ks and are half owners of 4 rental houses. Due to the instability of my job, we paid off our house last month  Im in a "whats next" sort of mode now, hence why im here I have a ton of questions, particularly around investing in non-tax advantaged accounts. I will put those in the correct areas of the forum.
I just wanted to say thanks for having this site, i have learned a ton already and its very motivating to read posts from people who have successuflly FIRE'd.
Steel
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Join the #1 Early Retirement and Financial Independence Forum Today - It's Totally Free!
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04-08-2012, 08:21 AM
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#2
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Administrator
Join Date: Jan 2008
Location: Chicagoland
Posts: 40,710
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Hi Steel, welcome to the forum. This is a great place for people with lots of questions about early retirement, and other stuff too. If your skin is as thick as your name implies, you'll feel right at home
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04-08-2012, 08:29 AM
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#3
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Give me a museum and I'll fill it. (Picasso)
Give me a forum ...
Join Date: Jan 2008
Location: NC
Posts: 21,303
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Welcome aboard. This is a great site with many smart, helpful members. I have learned a great deal here myself, and you can too...
__________________
No one agrees with other people's opinions; they merely agree with their own opinions -- expressed by somebody else. Sydney Tremayne
Retired Jun 2011 at age 57
Target AA: 50% equity funds / 45% bonds / 5% cash
Target WR: Approx 1.5% Approx 20% SI (secure income, SS only)
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04-08-2012, 08:50 AM
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#4
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Give me a museum and I'll fill it. (Picasso)
Give me a forum ...
Join Date: Nov 2010
Location: Sarasota, FL & Vermont
Posts: 36,364
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Welcome Steel. The collective knowledge on these boards continually amazes me.
Do you follow Oswego State college hockey? It was nice to see them break through to the finals this year after losing in the semis the last two years, but SNC was just too good. I was rooting for Oswego in the final.
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04-08-2012, 09:17 AM
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#5
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Recycles dryer sheets
Join Date: Apr 2012
Location: Oswego
Posts: 76
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Hmm, I think you are refering to Oswego NY I actually live in Oswego Illinois, its a far western suburb of Chicago.
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04-08-2012, 09:18 AM
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#6
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Recycles dryer sheets
Join Date: Apr 2012
Location: Oswego
Posts: 76
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Hehe, well the comes from an old game i used to play called combat mission. I had a reputation for using copious quantities of artillery on everything
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04-08-2012, 10:41 AM
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#7
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Give me a museum and I'll fill it. (Picasso)
Give me a forum ...
Join Date: Nov 2010
Location: Sarasota, FL & Vermont
Posts: 36,364
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 Quote:
Originally Posted by Steel Rain
Hmm, I think you are refering to Oswego NY I actually live in Oswego Illinois, its a far western suburb of Chicago. |
You are correct, I was referring to Oswego, NY. Had never heard of Oswego, IL - until today!!
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04-08-2012, 12:33 PM
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#8
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Give me a museum and I'll fill it. (Picasso)
Give me a forum ...
Join Date: Dec 2004
Location: the City of Subdued Excitement
Posts: 5,588
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Then there is Lake Oswego...but never mind.
__________________
I have outlived most of the people I don't like and I am working on the rest.
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04-08-2012, 12:47 PM
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#9
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Give me a museum and I'll fill it. (Picasso)
Give me a forum ...
Join Date: Oct 2005
Location: North Oregon Coast
Posts: 16,483
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Welcome -- I'm in a fairly similar boat but without the children or rental real estate investments. Also 46, also married, also still working, alsot with a paid off home and hoping to save aggressively enough to retire fairly soon, or at least keep us afloat if I lose my job.
There's a lot of experience here to learn from. Sit a spell and enjoy!
__________________
"Hey, for every ten dollars, that's another hour that I have to be in the work place. That's an hour of my life. And my life is a very finite thing. I have only 'x' number of hours left before I'm dead. So how do I want to use these hours of my life? Do I want to use them just spending it on more crap and more stuff, or do I want to start getting a handle on it and using my life more intelligently?" -- Joe Dominguez (1938 - 1997)
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04-09-2012, 05:40 AM
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#10
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Full time employment: Posting here.
Join Date: Oct 2006
Posts: 783
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Quote:
Originally Posted by Steel Rain
Hmm, I think you are refering to Oswego NY I actually live in Oswego Illinois, its a far western suburb of Chicago. |
My j*b is in Oswego, IL. Nice little town.
__________________
***********
My motto is.... "a dollar saved is better than a dollar earned. I don't pay tax on the dollar I saved."
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04-13-2012, 06:21 AM
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#11
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Recycles dryer sheets
Join Date: Apr 2012
Location: Oswego
Posts: 76
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Quote:
Originally Posted by Tom52
My j*b is in Oswego, IL. Nice little town.
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Wow, we dont have much in the way of a job base here. I view Oswego as a Naperville wannabe It is a nice town though. When we moved here, there were 5500 residents, 15 years later, we are closer to 40k people.
Steel
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04-13-2012, 09:54 AM
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#12
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Moderator
Join Date: Jul 2010
Posts: 7,940
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Welcome! This site was instrumental in giving me the confidence to ER, which was exactly what I needed at the time. It was probably just in time as I was a frog in hot water and had no idea how close it was to boiling until I hopped out. Good luck with your planning and decisions!
__________________
"One of the funny things about the stock market is that every time one person buys, another sells, and both think they are astute." William Feather
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ER'd Oct. 2010 at 53. Life is good.
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04-15-2012, 08:45 AM
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#13
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Thinks s/he gets paid by the post
Join Date: Aug 2011
Posts: 3,604
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Quote:
Originally Posted by Steel Rain
Wow, we dont have much in the way of a job base here. I view Oswego as a Naperville wannabe It is a nice town though. When we moved here, there were 5500 residents, 15 years later, we are closer to 40k people.
Steel |
My college roomate moved to Oswego Illinois back when their subdivision was in the middle of cornfields. He has worked at 'the labs' all along.
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