Just joined after a year or two of lurking. Greatly appreciate the info & wisdom here! Just turned 60 and have had at least 3 potential retirement dates come and go with not being able to pull the plug. End of July is the next target! After 30+ years with same employer not used to making life changing decisions! Anyway live in Canada so health insurance not really as big an issue as in USA. Wife (also 60 )and I both will have DB pensions & Canada Pension Plan (both with some degree of COLA) and government OAS at age 65 likely. We have been living on close to our anticipated retirement income successfully for 2 years now. Biggest fear is inflation and might outlive our money! Re inflation, we have $300K in our nest egg which is half registered and taxable, half not. In our heads the nest egg is to cover off any inflation our pensions don't keep up with. My grandfather lived to 97 by the way. Very, very concervative investors we are.