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Old 04-04-2012, 12:23 PM   #21
Thinks s/he gets paid by the post
Join Date: Jan 2007
Location: Thousand Oaks
Posts: 1,083
Originally Posted by C999

That's an aggressive savings goal considering my tax bracket, but I'm going to look into it. I'd sure love to see my stash go up that much that quickly!

Thanks for the tip about 401k catchup contribution. I didn't even know about that until now. I'll have to check if my company's plan even has it. I actually got a big chunk of my 401k contribution returned last year due to their plan having too many highly compensated employees. That cost me at least a couple thousand in taxes. But if I'm reading the catchup rules correctly, the catchup contribution should not get rejected even if the HCE limit kicks in again.

I'll take your words to heart about changing my attitude towards the job. I've been kind of an over-stressed, over-working idiot up til now and just waking up from that. I think seeing it as a vehicle to fund the next phase of my life will help greatly.
Yeah I may have gone a bit overboard on the 100k
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Old 04-29-2012, 09:00 PM   #22
Recycles dryer sheets
Join Date: Dec 2011
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If a "permanent portfolio" interests you that supports a 4% draw down in retirement, suggest considering "Harry Browne's Permanent Portfolio". Lots of information on it can be found at:
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