Hi All,
I've lurked for a while and figure its time to actually join the community. My wife and I do a pretty good job saving but I would love to hear any advise that anyone has. Now that our balances are getting higher I'm trying to figure out the best diversification strategy. Right now we're simply using target retirement funds and I'm sure we could do a better job.
Our Ages, 28 and 31
My TSP: $21k
Her TSP: $82k
My Rollover IRA: $114k
My Roth IRA: $5k
529 (for kids): $10k
Emergency Savings: $50k
Our only liability at the moment is a student loan at $25k that we're focusing on paying off quickly.
I've lurked for a while and figure its time to actually join the community. My wife and I do a pretty good job saving but I would love to hear any advise that anyone has. Now that our balances are getting higher I'm trying to figure out the best diversification strategy. Right now we're simply using target retirement funds and I'm sure we could do a better job.
Our Ages, 28 and 31
My TSP: $21k
Her TSP: $82k
My Rollover IRA: $114k
My Roth IRA: $5k
529 (for kids): $10k
Emergency Savings: $50k
Our only liability at the moment is a student loan at $25k that we're focusing on paying off quickly.