I just found this site while researching HSA providers.* Looks like a good place to stick around & learn at so I'll at the very least be lurking a lot.
I'm 33 and wish I'd been smarter when I was younger.* I finally started an IRA last year (funding started with '04 contribution max) at Vanguard (TR 2045 for now) which I wish I'd started about 13 years ago.
I grew up in a household where buying what you wanted & racking up debt was considered an ok thing.* :
* After some hard lessons with credit cards I 'woke up'.* I've gotten myself straightened out & am now spending lots of time learning/researching options for saving & investing money.* Now that my IRA is setup & I'm funding it to the max each year I'm looking at an HSA as a next step (besides a savings account at HSBC).* I see it as kind of a second IRA.
I've looked a bit at stocks, forex, etc. & doubt I'll be playing anytime soon.* I've looked into I-Bonds & other stuff at Treasury Direct and think I-Bonds might not be a bad idea for some funds.* I was financially blind more or less until the past 3-5 years so I'm still figuring some stuff out.