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Old 11-18-2011, 10:36 AM   #21
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Welcome, aoneone81. My son is an ET nuclear reactor operator. He cant wait to finish his active duty time. Did your time as nuke contribute to your ability to ER?
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Old 11-18-2011, 01:36 PM   #22
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Welcome to the board, Charles.


Gumby, M_Paquette, me, and now a fourth. This has to be some sort of statistical anomaly...
Nah. Just like reaching financial independence and retiring early, being a nuke requires a certain amount of obsessive-compulsive behavior. Similar personality traits for both goals...
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Old 11-18-2011, 10:03 PM   #23
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I think the fact all you guys glow in the dark makes it easier to locate one another...
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Nah. Just like reaching financial independence and retiring early, being a nuke requires a certain amount of obsessive-compulsive behavior. Similar personality traits for both goals...
Whew. Well, gosh, that's a relief!
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Old 11-19-2011, 11:41 AM   #24
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Whew. Well, gosh, that's a relief!
Glowing in the dark is just a bonus. That's gotta be handy for night surfing...
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Old 11-19-2011, 04:37 PM   #25
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Glowing in the dark is just a bonus. That's gotta be handy for night surfing...
One shark to another: "Chewy on the outside, crunchy on the inside, and they glow so that you can find them more easily!"
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Old 11-20-2011, 11:00 AM   #26
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Hello everybody, I am trying to prepare for retirement now. I am 43, but I feel that if I begin taking the necessary steps now, my wife and I will be better situated when the time comes to enjoy our retirement. I'll be looking forward to any wise advise anyone would like to share. For now I am currently trying to find the best investment opportunity for 10k I have and would like it to do something, anything other than just sit in savings not doing much. Anyone have any advise.
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Old 11-20-2011, 11:05 AM   #27
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Hello everybody, I am trying to prepare for retirement now. I am 43, but I feel that if I begin taking the necessary steps now, my wife and I will be better situated when the time comes to enjoy our retirement. I'll be looking forward to any wise advise anyone would like to share. For now I am currently trying to find the best investment opportunity for 10k I have and would like it to do something, anything other than just sit in savings not doing much. Anyone have any advise.
Hi PA09356 and welcome to the forum. You'll get plenty of advice here, and some may actually be wise. You'll probably get more responses to your question ob how to invest if you post it at the FIRE and Money forum here FIRE and Money - Early Retirement & Financial Independence Community and when you have a moment please introduce yourself at here Hi, I am... - Early Retirement & Financial Independence Community
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Old 11-20-2011, 11:21 AM   #28
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Thank you. Will do
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Old 11-20-2011, 11:58 AM   #29
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Great to hear that you ER'd at 30. I am self-employed and have done some interesting things with my practice:
1. About 2 yrs ago, I reduced my schedule by 1 day a week (started taking Friday off completely) since my DW was also working 4 days/wk at a teacher, by choice. I did not tell anyone that I dealt with in my business that I don't work Fridays. I started with Fridays because in my line of work, Fridays tend to be the slowest days of the week. I also tried to make some changes in my redundancies at the office to make the practice more "efficient".

2. About 1.5 yrs ago, after 4 days/wk had become a comfortable norm for me at my practice (and no clients apparently realizing my cut-back of hours, I then decided to reduce my hours from 8:30-5:00 pm to 9:00- 2:00 (with 1 hr break for lunch), still sticking to the 4 days/wk.

3. About 1 yr, ago, I reduced my schedule further to 3 days per week (hours remained from 9:00 am to 2:00 pm). I reduced my work-load by about 20%.

4. Last summer, I reduced my work schedule to 2 days one week, 3 days next week, with "official" work day being 9 am -12 noon.

5. On Jan 1, I intend to make my practice part-time (essentially a hobby that will give me something to do since I need hardly any income from the practice for day to day living). The planned schedule is this: whatever work I do will be done from the home office, except to go to the office a few miles away to check the mail every few days, and to meet any clients (maybe 1 or 2 meetings a week)

For me (as a self-employed person), this process of work reduction and transition towards a part-time gig has worked well.
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Old 11-26-2011, 02:39 PM   #30
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Very clever, Sands!

This is how I would like to ease into FIRE also. I already have a j*b with several components, plus a consulting gig. When I'm ready, I plan to begin by dropping one component, whatever is least attractive at the time.
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Old 11-26-2011, 09:19 PM   #31
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5. On Jan 1, I intend to make my practice part-time (essentially a hobby that will give me something to do since I need hardly any income from the practice for day to day living). The planned schedule is this: whatever work I do will be done from the home office, except to go to the office a few miles away to check the mail every few days, and to meet any clients (maybe 1 or 2 meetings a week)
Are you paying rent on the office? Does that leave you with any income at all?
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Old 11-27-2011, 04:32 AM   #32
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A steady source of income.
Why didn't I think of that!! How did I miss that check box at my broker??
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Old 11-28-2011, 09:01 AM   #33
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Commendable accomplishment aoneone81!

Wishing you many more years of stress-free retirement and freedom to sculpt each day as it comes.

At 54, my FIRE date approaches on January 2, 2012. I couldn't be happier for those who manage to transition into this far-better quality of life. I truly enjoy the stories I read here. ~Rico
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Old 12-07-2011, 10:14 PM   #34
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@Nords: The rent, which includes internet, receptionist and electricity is a modest $400. Thanks to the terrible economy in my area, office space rents very cheap. I am paying the same rent today that I was paying 10 years ago.
Yes, I make a nice monthly profit with my part-time work (which is about to become much more part-time after the holidays)!!
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Old 12-08-2011, 05:44 AM   #35
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Hello, I would like to introduce myself. My name is Charles, I retired back in 2008. I am korean-american and I will be 30 years old in December. I was born in Sacramento, California and I grew up in Los angeles and Queens, New york.

I joined the United States Navy a month before Sept. 11th 2001 and I became a Nuclear Reactor Operator Electronics Technician Petty Officer. After I got out, I worked for State Farm insurance for a couple of years until calling it quits in 2008. I have been debt free since 2009, and it is such an unreal feeling to not be shackled down at all.

I have lived in California for the past 2 years and I wake up enjoying every second.

My goals in life now are to live a happy humble life and be more compassionate towards others.
I haven't met anyone that retired yet at my age, and normally when I imply that I haven't worked, people get very negative towards me.
I was looking on this forum for something in common so I don't feel bad for retiring so early.

Happy holidays everyone~ ^_^
Charles welcome! Learned a lot from this board.
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Old 12-13-2011, 12:41 PM   #36
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Thank you for so much advice~!

I think I will consider doing some community service for the better. I used to do community service work at the Pasadena Humane Society back in 1996 and I absolutely loved it! I think I'll look into it!

Thanks again and happy holidays! ^_^

P.S. I do tell people that I am a researcher! I still go on base from time to time I still have my stickers and if they ask more, I just tell them my confidentiality from my Nuclear days in the Navy.
If you do volunteer work or community service, or even some sort of part-time work, you can always say to people that you lived your first 12 years in the workforce "taking" (money from the employer) and now you've turned your efforts to "giving" (to the community, disadvantaged people, etc.). It will be very hard for anyone to make fun of someone who is using early successes to help others...don't let them get to you.

Dave
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