|
Hello from Central North Carolina...
05-12-2014, 06:05 PM
|
#1
|
Confused about dryer sheets
Join Date: May 2014
Posts: 4
|
Hello from Central North Carolina...
...I'm NCStarGuy, because I'm an amateur astronomer/full-time IT Geek.
I'll be 55 in a few weeks. In reasonable physical condition, with the exception of Rheumatoid Arthritis, which is pretty much under control.
I'm a widower. My 2nd wife was taken from me by colon cancer at the age of 45, way too young. After 6 years, I still miss her every day.
Been working pretty steadily since I was 14, with a couple of periods of unemployment about 12 years back...Pretty common for IT guys back then...
Hoping to retire in 2 to 5 years, providing things keep going along as they have been...
I think I have my financials figured out pretty well, not enough for a lavish retirement, but enough to wrest control of my life back from Corporate America. Spent a LOT of time in the Retire Early forum on Motley Fool back in the early 00's and learned a ton...
Planning to keep things fairly simple, with a little frugal World travel thrown in for excitement.
I'm currently in the process of trying to decide where I'll go when I chuck it all in. Raleigh is a nice place, but not sure if I want to stay 30 more years...
Hope to learn a lot here and to help out with things I know about...
|
|
|
|
Join the #1 Early Retirement and Financial Independence Forum Today - It's Totally Free!
Are you planning to be financially independent as early as possible so you can live life on your own terms? Discuss successful investing strategies, asset allocation models, tax strategies and other related topics in our online forum community. Our members range from young folks just starting their journey to financial independence, military retirees and even multimillionaires. No matter where you fit in you'll find that Early-Retirement.org is a great community to join. Best of all it's totally FREE!
You are currently viewing our boards as a guest so you have limited access to our community. Please take the time to register and you will gain a lot of great new features including; the ability to participate in discussions, network with our members, see fewer ads, upload photographs, create a retirement blog, send private messages and so much, much more!
|
05-12-2014, 06:17 PM
|
#2
|
Thinks s/he gets paid by the post
Join Date: Mar 2004
Posts: 3,433
|
Welcome aboard, NCStarGuy. Loads of great information here and helpful forum members, is you have any questions.
omni
|
|
|
05-12-2014, 07:26 PM
|
#3
|
Thinks s/he gets paid by the post
Join Date: Nov 2006
Location: Bossier City
Posts: 2,183
|
Hello, NCStarGuy. I was born & raised in Rockingham, NC, just down Hwy. 1 from you there in Raleigh. You may know where that is. Been living in Texas, Wisconsin (briefly) and now Louisiana most of my adult life, since age 23 when I left active duty Air Force. I get back to NC to visit family & friends now & then, in fact, will be visiting my mom in July. Welcome to the forum!
__________________
“Change is the law of life. And those who look only to the past or present are certain to miss the future.”
-John F. Kennedy
“Hard work never killed anybody, but why take a chance?” - Edgar Bergen
|
|
|
05-12-2014, 07:50 PM
|
#4
|
Moderator
Join Date: Oct 2010
Posts: 10,723
|
I'm always flummoxed when people say they want to come to NC to retire so they can save on taxes! 7% income tax, real estate taxes are not really cheap, and they take a good bit in those other 'gotchas'. So I'm also not sure 30 years in NC is in my future.
|
|
|
05-12-2014, 08:43 PM
|
#5
|
Recycles dryer sheets
Join Date: Nov 2012
Posts: 112
|
NC state income tax rate drops to 5.8% in 2014. Plus the inheritance tax been eliminated. NC state sales tax is 4.75 plus any local sales taxes. A good average total sales tax figure is 6.75%. Some urban areas have 7%.
Gasoline taxes are high for the southeast. Property tax rates can be high in some urban areas. Outside the cities they can be low. I moved 15 miles outside a major city to an incorporated village and dropped my property tax rate by 35%, plus comparable home valuations are lower than in town. Utilities are moderate to low due to the climate and rates. Food prices are reasonable, and there are significant savings realizable at the many farmers markets during the growing season. Outdoor recreational opportunities abound and there are many low cost national and state parks and forests as well as Corps of Engineer locations. Many retirees are settling in eastern NC where the winters are mild and the cost of living, including housing, is low.
Healthcare seems to be good. Duke University and Wake Forest University have premier research and teaching medical centers with national reputations. If you need top level specialists they can be found in the state. The state university system is good and many locations have continuing education programs which may interest retirees. Raleigh and Charlotte are airline hubs and have international passenger flights. If you live in the central part of the state both the mountains and the seashore are typically no more than a 3 to 4 hours away by car.
__________________
Retired at 57. Now a happy camper!
|
|
|
05-13-2014, 06:05 AM
|
#6
|
Moderator
Join Date: Oct 2010
Posts: 10,723
|
All good points NC57! Thanks for the news on the drop in the rate (I don't listen to the news at all...not enough good news).
One other point...good and bad... Duke sells me juice for 11 cents per kwh. The bad news is the nuke it comes from is not too many miles away, hehe.
|
|
|
|
Currently Active Users Viewing This Thread: 1 (0 members and 1 guests)
|
|
Posting Rules
|
You may not post new threads
You may not post replies
You may not post attachments
You may not edit your posts
HTML code is Off
|
|
|
|
» Recent Threads
|
|
|
|
|
|
|
|
|
|
|
|
|
» Quick Links
|
|
|