I believe I posted an intro a couple of years ago. I felt like a complete idiot at that time in regards to investing. I have read and researched, read and researched, read and researched since that time. So now I am reintroducing myself after being a lurker for quite awhile. BTW I still feel like I have much to learn.
My dh and I live in rural Minnesota and have three kids ages almost 9, almost 11, 12. I am 40 and my dh is 55, thus we need to make sure we save as much as possible over the next years. DH already has "semi-retired". He was the owner of 2 businesses. He sold one (a hardware store) about 5 years ago. He sold his funeral home 2 years ago and now works for the company that bought him out. This really has been great for us as a family because he used to be on-call 365 days 24/7.
I work for one of the bigger health insurance companies (sorry docs) and am an RN/care coordinator. I work from a home office but am out in the field probably 1-2 days per week. It's a pretty great gig although I do get bored at times. I really do not have a desire to work in management, think I will stay a worker-bee. We are sooo busy with the kiddos activities etc and that is what is most important to me.
DH and I are each contributing to 401K. We need to work on decreasing expenses so we can save more. We (sadly) had our IRA money with primerica but just today started the process to transfer to Vanguard. I have been quite nervous about doing it on my own but finally decided I no longer wanted to fund my FA's lifestyle. We are going to just use target retirement funds at this point and see how it goes. DH has absolutely no interest in learning about any of this stuff so it's up to me
. The goal is for him to retire sometime between age 60-62 and for me to work 20 hours a week rather than 40 until we have "enough" for me to completely retire (maybe when I am age 50-55?).
I just want to send out a big "Thank-you" to everyone who contributes to this forum. I have learned so much from all of you. And the journey continues....