Hello from South Georgia!
My name is James. I'm 36, married, one 5 year old daughter, and 9 year old stepson. I have a pretty good job for this area, make around 50000 a year, but I am about 50000 in debt. We are a one income family. I know I'm starting late in life, but I would like to learn how to become debt and financially free as soon as possible. I have no knowledge of investing or business ventures. I was always taught you gotta have a good job and that debt is normal. I do have a 401k with about 7000 in it right now. I put 6% of my income in that because that's what my employer matches. I don't have a savings because my bills take up most of my paycheck. I feel stressed most of the time because of the bills, and I desperately want to make a better future for my family. Thanks.