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08-07-2018, 06:28 PM
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#1
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Recycles dryer sheets
Join Date: Jul 2018
Location: Wy'east
Posts: 103
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Hello good people
I stumbled on this site a month or two ago as I've gotten pretty serious about retirement and making it happen sooner rather than later. I've liked what I've seen and read so far. There is a lot more catch-up reading to do and a few questions to ask though. I do want to thank the creators and maintainers of this site for making it happen and also thank the people that contribute. It has helped my thinking quite a bit in a short period of time.
My scenario is that I'm 48 and looking to pull the trigger on retiring (possibly semi-retiring) at 55-58. My slight downside is that I didn't get a real adult job until 35. I'll be posting details in the young thread and hopefully get some input
That being said, I've always been a saver, something that my dear parents instilled in me whether they knew it or not. Thanks Mom and Dad!
Cheers to all!
Oh, on a final note, you folks are the most prodigious users of acronyms that I have ever seen! 
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08-07-2018, 06:33 PM
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#2
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Give me a museum and I'll fill it. (Picasso) Give me a forum ...
Join Date: Jun 2002
Location: Texas: No Country for Old Men
Posts: 50,021
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Yep.
If you haven't already found it, this might help: http://www.early-retirement.org/foru...rum-34884.html
__________________
Numbers is hard
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08-07-2018, 07:12 PM
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#3
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Full time employment: Posting here.
Join Date: Jun 2018
Location: Brisbane
Posts: 855
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i guess time is precious here , and extra keystrokes take time ,
saving is a good idea another good idea is investing wisely ( which isn't as easy as it sounds )
good luck ( and fortune ) on your adventure
__________________
i hold the Australian listed versions of AU ( Anglo Ashanti ) , BHP , and JHG .
You must learn from the mistakes of others. You can't possibly live long enough to make them all yourself.
Samuel Levenson
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08-07-2018, 07:22 PM
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#4
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Recycles dryer sheets
Join Date: Apr 2017
Location: Portland
Posts: 308
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You can do it if you make it a goal and act accordingly!
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08-07-2018, 07:26 PM
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#5
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Full time employment: Posting here.
Join Date: Mar 2004
Posts: 526
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Welcome, and best of luck with your goal!
I've been inspired by folks saving 50% of their income. That would stack up fast! I'm a slacker at about 28% (working p/t, age 65).
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08-07-2018, 07:32 PM
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#6
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Give me a museum and I'll fill it. (Picasso)
Give me a forum ...
Join Date: Mar 2011
Posts: 8,410
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Welcome!
FWIW feel free to ask about SS, FRA, SWR, your DW/DH, CC's, ETFs, AA, FA, NH's, ACA and how it all relates to your planned FI and eventual RE.
Sorry, just kidding around.
Seriously, there's a ton of info here and good, knowledgeable people who give willingly.
__________________
Living well is the best revenge!
Retired @ 52 in 2005
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08-07-2018, 08:04 PM
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#7
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Recycles dryer sheets
Join Date: Jul 2018
Location: Wy'east
Posts: 103
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 Quote:
Originally Posted by pdxgal
You can do it if you make it a goal and act accordingly!
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Right on.
I'm about 60 miles to the right of you. I was born in East Portland and travel there once a week. To me, it's sad to see what the city has become. It has some great stuff, like some great food, but the protesting and homeless issues have seriously taken a hit on a great city. I couldn't live there anymore.
Best to you!
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08-07-2018, 08:06 PM
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#8
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Recycles dryer sheets
Join Date: Jul 2018
Location: Wy'east
Posts: 103
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Quote:
Originally Posted by REWahoo
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Oh I was using it frequently and still have regular sessions with it. At the rate of my comprehension and retention I ought to be semi-literate in about a decade or so....
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08-07-2018, 08:08 PM
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#9
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Recycles dryer sheets
Join Date: Jul 2018
Location: Wy'east
Posts: 103
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Quote:
Originally Posted by marko
Welcome!
FWIW feel free to ask about SS, FRA, SWR, your DW/DH, CC's, ETFs, AA, FA, NH's, ACA and how it all relates to your planned FI and eventual RE.
Sorry, just kidding around.
Seriously, there's a ton of info here and good, knowledgeable people who give willingly.
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Yep, got a good belly laugh out of that. Thanks!
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08-07-2018, 08:25 PM
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#10
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Full time employment: Posting here.
Join Date: Jun 2018
Location: Brisbane
Posts: 855
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Quote:
Originally Posted by Alectoris
Oh I was using it frequently and still have regular sessions with it. At the rate of my comprehension and retention I ought to be semi-literate in about a decade or so....
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so does that mean the list ( of acronyms ) will grow quicker than you can learn them ??
yes that is very possible
__________________
i hold the Australian listed versions of AU ( Anglo Ashanti ) , BHP , and JHG .
You must learn from the mistakes of others. You can't possibly live long enough to make them all yourself.
Samuel Levenson
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08-07-2018, 08:49 PM
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#11
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Recycles dryer sheets
Join Date: Jul 2018
Location: Wy'east
Posts: 103
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Quote:
Originally Posted by Oz investor
so does that mean the list ( of acronyms ) will grow quicker than you can learn them ??
yes that is very possible
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This is very likely! I'm slow but stubborn.
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08-09-2018, 01:26 PM
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#12
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Thinks s/he gets paid by the post
Join Date: Dec 2017
Posts: 2,551
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You obviouslyl never worked in the DoD or served in the military!
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08-09-2018, 02:14 PM
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#13
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Thinks s/he gets paid by the post
Join Date: Aug 2013
Location: North
Posts: 4,043
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Quote:
Originally Posted by HNL Bill
You obviouslyl never worked in the DoD or served in the military!
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Right! Coming into the military, I thought how the hell... but I think all those military forms and acronyms just prepped me for this Forum in reality. 
Former 30SW USAF. BIL is 179 fighter! Hooah!
__________________
Time > $$$ ~ 100% equities ~ FIRE @2031
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08-09-2018, 02:22 PM
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#14
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Administrator
Join Date: Jan 2008
Location: Chicagoland
Posts: 40,708
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Quote:
Originally Posted by Alectoris
My slight downside is that I didn't get a real adult job until 35.
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Let me guess. Physician?
"Starting" at 35 is not a downside. Not saving when you have the opportunity to do so, at any age, is the real problem.
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08-09-2018, 05:46 PM
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#15
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Recycles dryer sheets
Join Date: Jul 2018
Location: Wy'east
Posts: 103
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Quote:
Originally Posted by HNL Bill
You obviouslyl never worked in the DoD or served in the military!
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Actually, 6 years in the Marine Corps. Acronyms for everything!
A running joke was that there had to be some Major or LtCol stuck in some windowless office whose sole job was to create acronyms.
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08-09-2018, 05:54 PM
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#16
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Recycles dryer sheets
Join Date: Jul 2018
Location: Wy'east
Posts: 103
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Quote:
Originally Posted by MichaelB
Let me guess. Physician?
"Starting" at 35 is not a downside. Not saving when you have the opportunity to do so, at any age, is the real problem.
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Pretty darn close there.
I completely agree with the starting statement.
Cheers!
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08-09-2018, 06:11 PM
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#17
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Thinks s/he gets paid by the post
Join Date: Oct 2014
Posts: 1,543
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Quote:
Originally Posted by Alectoris
Actually, 6 years in the Marine Corps. Acronyms for everything!
A running joke was that there had to be some Major or LtCol stuck in some windowless office whose sole job was to create acronyms.
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my fav was S uper H igh I ntesity T raining.
__________________
-Big Dawg-FI since 9/2010. Failed ER in 2015. 2/15/2023=DONE! "Blow that dough"-Robbie
" People say I'm lazy, dreaming my life away Well, they give me all kinds of advice designed to enlighten me When I tell them that I'm doing fine watching shadows on the wall "Don't you miss the big time, boy. You're no longer on the ball" -John Lennon-
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08-09-2018, 06:22 PM
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#18
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Recycles dryer sheets
Join Date: Jul 2018
Location: Wy'east
Posts: 103
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Quote:
Originally Posted by Bigdawg
my fav was S uper H igh I ntesity T raining.
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Absolutely!
For related humor (much potty mouthing for those adverse):
https://www.tayloredge.com/bits-n-pieces/humor/****.pdf
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