Originally Posted by 34rlsa
What could I be missing?
Here are some areas people sometimes miss:
Make sure the plan still works if one of you dies early.
Make sure you are properly handling whether or not the pensions have COLA and what the survivor benefit is.
Make sure you think about LTC insurance.
Make sure your spending numbers take into account home repairs and car repairs/replacements.
How are you handling taxes in your planning?
Have you thought about optimal SS claiming strategies?
Do you want to maximize benefits for your heirs?
Have you considered if you should do Roth conversions to get RMDs down?