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Re: Hello, so glad to have found you all!
05-02-2005, 10:32 PM
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#21
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Thinks s/he gets paid by the post
Join Date: Jan 2004
Posts: 2,049
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Re: Hello, so glad to have found you all!
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Originally Posted by DrLLLong
I have considered refinancing but from what I have read, it may not be worth it unless you are going to get a full percent off and are going to live in the house long enough to recoup the closing costs. This is on my "continue to research" list.
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Check a credit union. I got a no-closing-costs float-DOWN re-finance from mine.
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Re: Hello, so glad to have found you all!
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05-02-2005, 11:48 PM
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#22
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Moderator Emeritus
Join Date: Feb 2005
Location: San Diego
Posts: 5,267
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Re: Hello, so glad to have found you all!
Ah, didn't know y'all were moving on. If you are not planning on staying in the house long then yah, I agree it's not worth the hassle/cost to refi. 
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Re: Hello, so glad to have found you all!
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05-03-2005, 06:23 AM
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#23
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Recycles dryer sheets
Join Date: Jan 2005
Posts: 445
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Re: Hello, so glad to have found you all!
Hello DrLLLong:
Glad to have you here! Have you read William Bernstein's The Four Pillars of Investing, written by a fellow M.D.-er and goes into detail re: your first question?
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Re: Hello, so glad to have found you all!
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05-03-2005, 09:54 AM
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#24
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Recycles dryer sheets
Join Date: Aug 2004
Posts: 218
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Re: Hello, so glad to have found you all!
Hi Dr. L!
Welcome to the board. If you have maxed your tax deferred accounts, I think you should consider investment real estate. It might be another good job for hubby  . I know some people on here don't agree with this (and that's ok), but done properly it can speed up your retirement or increase your NW at retirement. One option is to buy a 'second home' that you can rent out along the way. This is how I started and I ended up with 4 of 'em. IMHO, it's harder now, with the rapid rise in RE prices, but probably deals can be found. Anyway, that's what enabled me to retire at 36!
Beachbumz 8)
__________________
Life is good.
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Re: Hello, so glad to have found you all!
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05-03-2005, 10:34 AM
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#25
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Give me a museum and I'll fill it. (Picasso)
Give me a forum ...
Join Date: Dec 2003
Location: Losing my whump
Posts: 22,702
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Re: Hello, so glad to have found you all!
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Originally Posted by laurencewill
I use my 5 pound sledge at least once a month, last time to hammer in my grounding rod for the jacuzzi! Plus it kinda makes me feel tough like Thor....is that wierd?  |
Yes.
__________________
Be fearful when others are greedy, and greedy when others are fearful. Just another form of "buy low, sell high" for those who have trouble with things. This rule is not universal. Do not buy a 1973 Pinto because everyone else is afraid of it.
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Re: Hello, so glad to have found you all!
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05-03-2005, 07:21 PM
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#26
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Thinks s/he gets paid by the post
Join Date: Aug 2004
Location: St. Louis
Posts: 2,179
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Re: Hello, so glad to have found you all!
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Originally Posted by Caroline
"What does your DH do at home?" About $131K worth of work is what he does, if you read this article... If he's fixing toilets on TOP of that, I'd say you've got more than a fair exchange.
Just out of curiosity, does he have any brothers?
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Don't forget the rest of us single ER-wannabe guys out here floating along in the forum...
__________________
Dryer sheets Schmyer sheets
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Re: Hello, so glad to have found you all!
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05-03-2005, 08:33 PM
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#27
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Recycles dryer sheets
Join Date: Oct 2004
Posts: 190
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Re: Hello, so glad to have found you all!
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Originally Posted by DrLLLong
Theoretically, I am supposed to load the dishwasher... but...(I've been told that I don't do it right and there are bits of food stuck to the forks -- my point being that with the amount of electricity and water that cycles through the thing it should be STERILIZED food at that point, besides I can take off my glasses when I eat, besides which we have an immune system for a REASON)
IDrLLLong
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You are my kind of doc, welcome aboard!
Judy
__________________
www.strawbaleredux.blogspot.com
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