Thanks everyone for the quick responses, much appreciated!
To fill in a couple of the gaps:
Annual income is ~88K
Monthly SS estimates using the SS calculator for RE at 50 assuming similar earnings for the next ten years yield ~$1500 monthly. Going until 62 raises it by $200/month. That is included in the firecalc. I also noticed a big difference in results if I select total market vs fixed portfolio options for AA in firecalc. Which is more realistic? The more conservative approach seems to be the total market, which is closer to most 60/40 AA I've seen here for those that have shared unless i am missing something?
Chevy, thanks for insight. Looking at it that way my $$ goal would be a stretch and likely more like 52 as opposed to 50. Like you said, the next 10 years will tell. The 1.1M does have some safety factor included as 1M still yields 98% on FireCalc. 1.1M gives consistent 100% results.
I have considered a partial ER and work part time at something I enjoy. No specific plan on this right now as it's a ways out. Will keep this in mind moving forward. It's not that I don't like to work, its more that as I get older my time becomes more and more valuable and work takes up a tremendous amount of it... Something enjoyable/part time to support FI success would definitely be on the table. I'n sure I'll meed a more definitive plan than that, but for now that's what I have.
Michael, thanks for the question list, I've run through and although some are ?? given my age and number of unknowns over the next 10-12 years I've taken into account as best I can at this point.
Again, thanks for the comments!