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Hi 58 and completly frusrated in minnesota
Old 04-19-2014, 11:27 AM   #1
Dryer sheet wannabe
Join Date: Apr 2010
Posts: 20
Hi 58 and completly frusrated in minnesota

Hi,been reading a lot of the posts trying to get some ideas. I am a 58 y/o
guy that is really dissapointed in my financial situation.

I am a blue collar worker that never really planned on retireing but now after seeing people I have known and worked with (some younger)be able to pull the pin, I can't stand to go to work anymore!

I am hope with some help and advice from some of you here I at least will be able to retire some day

So with that let me know what and where to post the details and hopefully get on track(and maybe a lesson to someone else to not do it the way I did!)

Thanks in advance
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Old 04-19-2014, 02:10 PM   #2
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Location: Bloomington, MN
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Hey Jeff,
One of the best places to get advice is Bogleheads Investing Advice and Info
The have a format to follow so read the Wiki before posting and you will get some good advice.
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Old 04-19-2014, 05:30 PM   #3
Dryer sheet wannabe
Join Date: Apr 2010
Posts: 20
Thanks jfn111! I checked it out and there is a lot of info on it so I have some reading to do!!
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Old 04-20-2014, 07:07 AM   #4
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Location: NC
Posts: 20,656
You could also enter your info in FIRECalc: A different kind of retirement calculator to get a sense of what your options for retirement are. You may have to work longer than you'd like, but there's always a solution. The more you save and invest and the less you spend, the sooner you reach FI (financial independence). Unless you're very lucky (inheritance, lottery, overly generous pension), that's how most people reach FI, especially early retirees.
No one agrees with other people's opinions; they merely agree with their own opinions -- expressed by somebody else. Sydney Tremayne
Retired Jun 2011 at age 57

Target AA: 50% equity funds / 45% bonds / 5% cash
Target WR: Approx 1.5% Approx 20% SI (secure income, SS only)
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Old 04-20-2014, 07:23 AM   #5
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Join Date: May 2011
Location: Twin Cities
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Hi Jeff - I'm in the Twin Cities so welcome fellow Minnesotan!

As I just wrote in another thread, I think you would benefit by reading some of the articles here - Mr. Money Mustache

It's a website by a guy who advocates a much simpler, less consumer driven lifestyle and how that money freedom brings happiness and a much earlier retirement. There are thousands who follow him and there's a very active forum of like minded people.
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