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hi everybody,
Old 01-04-2018, 04:21 PM   #1
Confused about dryer sheets
Join Date: Jan 2018
Location: Rio Rancho
Posts: 1
hi everybody,

I am Tom, age 60, and I want to retire in April 2019. I presently have about $700k in mutual funds, ETFs and individual stocks, a paid for house with about $2,600 a year in property taxes, and net monthly income of $2,600 working for the State of New Mexico. When I retire I will have about 60 percent of my present take home pay, but I will have family health insurance deducted from the monthly check. I presently am learning about digital currency, and wonder if I couldn't set it up so that I cash out a set amount of that to live on.
Monthly expenses are utilities, $325, food, $500, insurance, $515.65, includes an umbrella policy, and gasoline, $200. (this will go down when I am no longer forced to commute to work). I will be 62 when I retire on April 3, 2019.

Any advise on how to make the near future better?
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Old 01-04-2018, 04:37 PM   #2
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Join Date: Dec 2007
Location: Eastern WV Panhandle
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Welcome to the forum! With a 3.5% SWR on the $700k plus the pension you look to be in good shape. Is the pension COLA'd?

Also, we have a list of questions you'll want to have firm answers to beforehand:
When I was a kid I wanted to be older. This is not what I expected.
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