Originally Posted by TBAR
Lots of good advice and I need some food for thought before giving my final notice!
I try not to give advice, but your use of the word "frugal" struck a chord.
I'm not much into the financial part, but we retired early, and some of our adventures are here:
Long read, but may be worth a look to see where we went right and wrong.
Best wishes for a happy retirement. Know you're going to be okay!