Hi Tommy -
I have a couple of friends working for the city, it has a fantastic retirement plan. And although 62 may not seem like ER from your perspective, it certainly qualifies and will definitely seem early 40 years from now.
The problem, if you want to call it that, is the retirement package becomes its own set of golden handcuffs... there's no leaving early once you've put in some time there. THe value of those benefits you get at 62 is immense.
Welcome to the forum!
Money's just something you need in case you don't die tomorrow.