 |
01-12-2011, 09:19 PM
|
#1
|
|
Confused about dryer sheets
Join Date: Jan 2011
Location: Portland
Posts: 2
|
Hi from Portland, Oregon
Hi everyone,
I'm a 47 y/o male, married with a great 6 y/o little boy. My wife and I hope to retire somewhere between 62 - 65 depending on where our son decides to go to college (he has no choice - he's going  ).
We have approx. $400k in self directed IRA's and 401k plans. I max out my 401k every year and we just started contributing $5000 to each of our Roth IRA's. I will also have a small pension (about $1200 a month from a previous employer).
We love Portland, but want to retire somewhere warm and are keeping all our options open including retiring to another country. I lived in San Antonio for a number of years and I'm not sure we want something that humid, but if we could find a beach community where there is a comfortable breeze, that would probably be ideal.
My biggest concern isn't funding retirement, but having some major medical problem that wipes us out. Right now we are both in great health (both avid runners), but you never know what the future holds.
Anyone got any great (warm) retirement locations either in the U.S. or elsewhere?
|
|
|
 |
Join the #1 Early Retirement and Financial Independence Forum Today - It's Totally Free!
Are you planning to be financially independent as early as possible so you can live life on your own terms? Discuss successful investing strategies, asset allocation models, tax strategies and other related topics in our online forum community. Our members range from young folks just starting their journey to financial independence, military retirees and even multimillionaires. No matter where you fit in you'll find that Early-Retirement.org is a great community to join. Best of all it's totally FREE!
You are currently viewing our boards as a guest so you have limited access to our community. Please take the time to register and you will gain a lot of great new features including; the ability to participate in discussions, network with our members, see fewer ads, upload photographs, create a retirement blog, send private messages and so much, much more!
|
|
01-12-2011, 09:42 PM
|
#2
|
|
gone traveling
Join Date: May 2008
Posts: 3,864
|
Welcome to the forum. 
|
|
|
|
|
01-12-2011, 09:48 PM
|
#3
|
|
Confused about dryer sheets
Join Date: Jan 2011
Location: Portland
Posts: 2
|
Thanks Westernskies. I love reading all the posts. There are some interesting posts!!
|
|
|
|
|
01-12-2011, 11:42 PM
|
#4
|
|
Full time employment: Posting here.
Join Date: Feb 2008
Location: Central Coast, California
Posts: 923
|
Welcome to the boards! I lived in PDX for a couple of years in my early 20s and just loved it. Miss it terribly, quite frankly. Enjoy what you've got!
A couple of years ago I wrote this post: http://www.early-retirement.org/foru...ind-43160.html
About some things to consider when living/retiring overseas. Just FYI.
Good luck, and looking forward to seeing more of you here.
__________________
"You'd be surprised at how much it costs to look this cheap." -- Dolly Parton
|
|
|
|
|
01-13-2011, 01:50 PM
|
#5
|
|
Give me a museum and I'll fill it. (Picasso)
Give me a forum ...
Join Date: Feb 2004
Location: Portland, Oregon
Posts: 7,113
|
Another Portlander here.. and been there, done that with kids.
We went through that 'retire to a warm beach community' phase too but find that our thirst for such places was quenched by extended visits. Queensland, AU is wonderful but I hate to think what the communities that charmed us then are experiencing today. My parents had a place in HI but kept a home in PDX. HI worked for quite a while until their health declined and they needed help.
Take time for extended visits to the communities you are considering, invest so that you can fullfilll that dream.
__________________
Duck bjorn.
|
|
|
|
|
01-13-2011, 02:23 PM
|
#6
|
|
Recycles dryer sheets
Join Date: Mar 2007
Posts: 236
|
That's funny, I retired to Portland from a warm beach city - Huntington Beach, CA.
I found all of So Cal a bit too expensive.
|
|
|
|
|
01-13-2011, 03:32 PM
|
#7
|
|
Give me a museum and I'll fill it. (Picasso)
Give me a forum ...
Join Date: Jan 2007
Location: Independence
Posts: 7,297
|
 Quote:
Originally Posted by Retiree wanabee
Hi everyone,
...
Anyone got any great (warm) retirement locations either in the U.S. or elsewhere?
|
Welcome to the board - Oregonian since 3 - just bought a place in La Quinta California last fall. Came in from eating lunch out by the pool in my Tshirt just now, listening to a neighbor making (I guess) a Mexican mix tape, heavy on the oompah polka and vocals. Price for the place was great, all the shopping opportunities one could wish for, water cost is absurdly cheap compared to home but the water doesn't taste as good. I loathe sales tax. Big buck car junkie's paradise - followed an Audi R8 down the road yesterday.
May pick a few Tangelos off the back neighbor's tree - haven't seen them here but one day in the last 3 months - fine neighbors!
|
|
|
|
|
01-13-2011, 03:36 PM
|
#8
|
|
Recycles dryer sheets
Join Date: Apr 2010
Location: Green Valley
Posts: 245
|
welcome! we have been looking at Tuscon, however my daughter and son-in-law just moved to Portland so I'm not sure what the boss is going to let us do
|
|
|
|
|
01-13-2011, 04:07 PM
|
#9
|
|
Give me a museum and I'll fill it. (Picasso)
Give me a forum ...
Join Date: Feb 2007
Posts: 5,072
|
Welcome
|
|
|
|
|
01-13-2011, 05:17 PM
|
#10
|
|
Thinks s/he gets paid by the post
Join Date: Sep 2010
Location: midwestern city
Posts: 4,061
|
Welcome to the board.
__________________
Very conservative with investments. Not ER'd yet, 48 years old. Please do not take anything I write or imply as legal, financial or medical advice directed to you. Contact your own financial advisor, healthcare provider, or attorney for financial, medical and legal advice.
|
|
|
|
|
|
Currently Active Users Viewing This Thread: 1 (0 members and 1 guests)
|
|
|
| Thread Tools |
|
|
| Display Modes |
 Linear Mode
|
Posting Rules
|
You may not post new threads
You may not post replies
You may not post attachments
You may not edit your posts
HTML code is Off
|
|
|
|
» Recent Threads
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
» Quick Links
|
|
|
