Hi From Sacramento

[StephieJean]

Hello all, I am 49, and I will retire in January 2019. I have observed this blog for years vicariously through my DW and have finally joined in the conversation. Thank you for all of the wonderful retirement tips and encouragement and I look forward to reading more, and contributing.

[gayl]

Hi from your neighbor an hour southwest! My 1st retirement date was 50 bc that's when lifetime HC eligibility as part of pension kicked in (current pymt $100m) ..... wondering if your reasoning is the same & how's gardening?

[Spanky]

Quote:

Originally Posted by StephieJean Hello all, I am 49, and I will retire in January 2019. I have observed this blog for years vicariously through my DW and have finally joined in the conversation. Thank you for all of the wonderful retirement tips and encouragement and I look forward to reading more, and contributing.

Welcome. Are you planning to retire in Sacramento area?

[Spanky]

Quote:

Originally Posted by gayl Hi from your neighbor an hour southwest! My 1st retirement date was 50 bc that's when lifetime HC eligibility as part of pension kicked in (current pymt $100m) ..... wondering if your reasoning is the same & how's gardening?

You are living in a very expensive area. Your pension must be great. What is $100m? Is it per month or year? What is 'm', million?

[skipro33]

I retired from working at SMUD in Sacramento. Good town to retire in, although I now live up the hill near Placerville. Retired at 55 and I'm nearing 62. If you are interested in talking retirement, send me a message and we'll meet up for coffee or something.

[Red Badger]

OMY! Congrats!

[pj.mask]

Something I have become curious about is mobility between 45 and 55. Is there any steep/noticeable decline in energy or is it just par for the course? If I’m thinking of retirement around 45 what is the trade off for up to +3 years in terms of energy levels (assuming fit/exercising individual)

[Spanky]

Quote:

Originally Posted by pj.mask Something I have become curious about is mobility between 45 and 55. Is there any steep/noticeable decline in energy or is it just par for the course? If I’m thinking of retirement around 45 what is the trade off for up to +3 years in terms of energy levels (assuming fit/exercising individual)

I did not notice any significant changes in energy level between 45 and 55.

[skipro33]

I never noticed any slowing down from 45 to 55. I have noticed a leveling off now that I'm 61. However, I can still out skill both my sons, who are in their early 30's, skiing, hiking, kayaking. I can keep up with them on the mountain bikes, but I'm working at it like I remember feeling when I first got into the sport.

I think if you have a skill set already, you won't notice a difference. Learning something new and physical though, might be a longer learning curve. Non-physical, I'm better than ever; playing guitar, strategy games like chess, poker, etc.

I did start to notice after age 50 that I don't heal nearly as quickly, nor bounce back from exertion as quickly either. Torn rotator cuff, tendonitis, and other injuries I've had and healed from in my younger years creep back and don't fully heal now. Hearing is starting to be more noticeable but eyesight has remained steady. I'm also not as skilled at writing my name in the snow,,, IF you get my drift. Ha!

[CaliKid]

You retiring in Sac or moving elsewhere? Seems like a lot of Californians leave the state. We are 50/50 about such a movie.

[StephieJean]

Quote:

Originally Posted by gayl Hi from your neighbor an hour southwest! My 1st retirement date was 50 bc that's when lifetime HC eligibility as part of pension kicked in (current pymt $100m) ..... wondering if your reasoning is the same & how's gardening?

My reasoning is b/c i turn 50 and as a peace officer, i can retire 3.0 at 50.

[StephieJean]

Quote:

Originally Posted by Spanky Welcome. Are you planning to retire in Sacramento area?

no, too expensive in California. Hitting the Oregon Trail.

[StephieJean]

Quote:

Originally Posted by CaliKid You retiring in Sac or moving elsewhere? Seems like a lot of Californians leave the state. We are 50/50 about such a movie.

I am born and bread Californian; however, it is just too congested and expensive. Hitting the Oregon trail. Less pollution, more nature and they pump our gas for us and give dog treats to our dogs, (not us) LOL

[skipro33]

When I worked at SMUD, they would hire retired CHP and perhaps other LEO's as trainers. As I recall, retirement didn't include medical, but SMUD did after working 5 years, so they came to work just for the medical pension benefit.

[HI Bill]

Quote:

Originally Posted by pj.mask Something I have become curious about is mobility between 45 and 55. Is there any steep/noticeable decline in energy or is it just par for the course? If I’m thinking of retirement around 45 what is the trade off for up to +3 years in terms of energy levels (assuming fit/exercising individual)

Starting around age 51, I've had a few instances where climbing a steep hill (with ropes and harness), or just four flights of stairs, or biking 2 miles to work EXHAUSTED ME. This seems to come and go. Most days, I'm fine. I bike 20 miles a week, swim 2-3 days a week, and scuba dive once or twice a week, so I'm reasonably fit. My friend comlained that by age 67, he had to work out 1.5 hours a day, just to maintain his stamina and strength. You mileage may vary.

[yakers]

Just my experience. I had thought 40 was going to go downhill but I found that I could do at 50 about everything I could at 40. Then at 50 ‘the warranty ran out’ , suddenly its tooth crowns, bifocals and fitness decreases.

[kimcdougc]

Hmm, I had open heart surgery for a aortic valve replacement at the age of 53 in 2013. 5 years later at 58 I feel better, walk farther and faster than I did then.

I have noticed in the last year or so my strength is not as good as it was. Guess I need to start some weight training along with my 5 mile daily walks.

Otherwise all is good. Minus the bifocals with prisms in them to read longer than 30 minutes like I use to do with just the bifocals.

Have to thank God for the good health I feel at this point in my life.