With those two COLA pensions you have a great amount of latitude with whatever your plan and asset allocation is. With $180K already saved in your DC plans you are well on your way. Congrats on saving 10% with 2 youngsters at home. I assume that you also have college savings plans for them.
Are you dried out from TS Fay yet?
Part-Owner of Texas
Outside of a dog, a book is man's best friend. Inside of a dog, it's too dark to read. Groucho Marx
In dire need of: faster horses, younger woman, older whiskey, more money.