Thanks, everyone, for the welcome to the board ... and for the comments about NY.
I had originally planned on retiring in Texas because of no state tax and no snow (!). But, I picked NY because my family all lives here.
It's not too bad, although I never thought I'd live where there is SNOW (!). But, someone on this board had a point (sorry that I am too lazy to look back now that I am in posting mode...). When you are retired, and therefore don't really HAVE to go somewhere, snow (and shoveling) ain't too bad - you can get to it as you wish. Nice! And, since I do think upstate (western?) New York is beautiful country ... I can deal.
And, Oma - congrats on YOUR service and retirement (come on in the water's fine!). Also, you asked:
I really don't find the taxes high here; sales tax in the counties run 7-8%, while property tax runs about 2% (but most people are eligible for the STAR exemption and, as a military person who has served in the military and a combat zone - I get a veteran's exemption). As I am not in the city, living expenses are relatively low.
And, NY is one of the states that does not tax the pension (which was a MAJOR part of my decision to move here - no matter if the family is here or not). I would never retire in a state [that I did not work in] that taxes my federal pay. I'm just greedy like that...
Again, thanks all for the welcome.
Marilyn