Havana_K_Lew
Confused about dryer sheets
- Joined
- Jul 28, 2002
- Messages
- 1
Just reading everyone's introductions is fascinating and embarrassing.
I'm afraid I was a grasshopper the first 35 odd years of my life and have spent the last 25 being the ant. If you don't know the parable, I screwed around in my youth and have been working like a dog to catch up ever since. I never felt comfortable or lasted long in the lead dog role, either! So you know what my view has been in the last 3 decades.
I will be able to retire comfortably at 80% of current income by drawing full social security and a pension in September 2008 at the ripe old age of 66. My wife will be 57, and, having put in as many "working" years as myself, will also be retiring.
Our current 401k savings are to be used to cover the 10 years between when my wife retires and when she can draw full Social Security. But, thanks to the current market and our late start at savings, we may not be able to do even that.
Most of our excess cash has gone into either our home or, until recently, expensive vacations. We have mostly lived beyond our means but not necessarily outlandishly. We hope to have enough energy and cash in retirement to continue our hobbies of travel and gardening and landscaping.
I envy you 30 year olds who are either there or on on the road to FIRE. I'd like to retire earlier but just don't see it in the cards. If anyone has a miracle cure for our dilema, I'd sure appreciate it.
I'm afraid I was a grasshopper the first 35 odd years of my life and have spent the last 25 being the ant. If you don't know the parable, I screwed around in my youth and have been working like a dog to catch up ever since. I never felt comfortable or lasted long in the lead dog role, either! So you know what my view has been in the last 3 decades.
I will be able to retire comfortably at 80% of current income by drawing full social security and a pension in September 2008 at the ripe old age of 66. My wife will be 57, and, having put in as many "working" years as myself, will also be retiring.
Our current 401k savings are to be used to cover the 10 years between when my wife retires and when she can draw full Social Security. But, thanks to the current market and our late start at savings, we may not be able to do even that.
Most of our excess cash has gone into either our home or, until recently, expensive vacations. We have mostly lived beyond our means but not necessarily outlandishly. We hope to have enough energy and cash in retirement to continue our hobbies of travel and gardening and landscaping.
I envy you 30 year olds who are either there or on on the road to FIRE. I'd like to retire earlier but just don't see it in the cards. If anyone has a miracle cure for our dilema, I'd sure appreciate it.