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02-14-2014, 07:16 PM
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#1
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Recycles dryer sheets
Join Date: Feb 2014
Posts: 249
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Hi, I'm Derslickmeister
Hi All,
New to the forum, obviously. I was drawn here from seeing the occasional post on the Bogleheads site from a member of this site. I'm 51, the DW is 48. We are looking to retire in a couple of years and hope to get some good advice from you guys. She is a 5 year cancer survivor and we worry about health insurance affordability outside of the job between retirement and Medicare, so we will be looking for threads of this nature.
Thanks,
Slick.
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02-14-2014, 08:32 PM
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#2
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Give me a museum and I'll fill it. (Picasso)
Give me a forum ...
Join Date: Mar 2003
Posts: 18,085
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Hah, you hit the jackpot! PPACA aka Obamacare allows you to buy health insurance on the open market with no underwriting or exclusions of pre-existing conditions. The subsidies may get changed or go away, but I think this is here to stay so you should be good to go.
Welcome to the forum.
__________________
"All animals are equal, but some animals are more equal than others."
- George Orwell
Ezekiel 23:20
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02-15-2014, 07:52 AM
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#3
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Recycles dryer sheets
Join Date: Feb 2014
Posts: 249
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Thanks, that is excellent news. We will follow this closely as the time to pack it in nears. I guess without ACA she would have to work until she drops...
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02-15-2014, 10:52 AM
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#4
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Thinks s/he gets paid by the post
Join Date: Jul 2006
Posts: 1,901
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Lots of threads located in the "Health and Early Retirement" topic.
__________________
“I guess I should warn you, if I turn out to be particularly clear, you've probably misunderstood what I've said” Alan Greenspan
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02-15-2014, 07:10 PM
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#5
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Recycles dryer sheets
Join Date: Jun 2011
Posts: 185
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Welcome slick. Awesome that your wife is five years out from her diagnosis. Would love to year more about your story/road to FIRE.
__________________
This is no social crisis, just another tricky day for you...
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02-15-2014, 07:20 PM
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#6
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Give me a museum and I'll fill it. (Picasso)
Give me a forum ...
Join Date: Aug 2011
Location: West of the Mississippi
Posts: 17,250
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Welcome!
__________________
Comparison is the thief of joy
The worst decisions are usually made in times of anger and impatience.
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02-16-2014, 07:57 AM
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#7
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Recycles dryer sheets
Join Date: Feb 2014
Posts: 249
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 Quote:
Originally Posted by BigE
Welcome slick. Awesome that your wife is five years out from her diagnosis. Would love to year more about your story/road to FIRE.
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Well you asked for it  It has been quite a ride for sure. My wife was hospitalized with a blockage in her colon. After an unsuccessful colonoscophy she had an MRI which showed a tumor of course but they also detected more issues in several lymph nodes and her liver. As a side note my father passed away from colon cancer two days after my wife was diagnosed. So you can imagine the depths to which we had sunk during all this. Well the wife's cancer turned out to be Endometrial cancer, not colon cancer and it had spread to many areas of her body (stage 3C). She had a couple of operations to remove the tumors, a colon resection with a colostomy bag that she endured for over a year, another surgery to reattach everything after the nine, yes nine rounds of chemotherapy. She also had two liver biopsies, one needle biopsy and another open biopsy. So, now here we are after all that, she still has her job, her great health insurance and me . But as you can imagine we are fearful for the future and without decent coverage going forward could be wiped out financially. This is our story and the reason we trying to make sure we dot all the "I"s and cross all the "t"s in our retirement plan.
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02-16-2014, 08:51 AM
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#8
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Thinks s/he gets paid by the post
Join Date: Sep 2010
Location: midwestern city
Posts: 4,061
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Welcome and best wishes.
__________________
Very conservative with investments. Not ER'd yet, 48 years old. Please do not take anything I write or imply as legal, financial or medical advice directed to you. Contact your own financial advisor, healthcare provider, or attorney for financial, medical and legal advice.
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02-16-2014, 11:47 AM
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#9
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Recycles dryer sheets
Join Date: Apr 2013
Posts: 252
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I also wish the best for your wife. You never know exactly how we would act if we were in the same situation, but if I was sure the health insurance was covered I think I'd retire as fast as possible to spend time with her and care for her. In the end that is why you saved, I can't imagine a better reason to use it.
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02-16-2014, 06:09 PM
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#10
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Recycles dryer sheets
Join Date: Feb 2014
Posts: 249
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Quote:
Originally Posted by Rothman
I also wish the best for your wife. You never know exactly how we would act if we were in the same situation, but if I was sure the health insurance was covered I think I'd retire as fast as possible to spend time with her and care for her. In the end that is why you saved, I can't imagine a better reason to use it.
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Thanks Rothman, that is what I'm striving for and will hopefully be at that point soon.
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02-16-2014, 07:11 PM
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#11
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Thinks s/he gets paid by the post
Join Date: Jan 2005
Posts: 3,532
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Welcome and glad to hear that she is 5 years out.
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