galeno
Recycles dryer sheets
I'm probably infamous to some of the regulars from the REHP board on TMF, but I should introduce myself to the new members that haven't seen me on the MF message boards.
I retired in 1995 at age 38 after working almost 14 years as a private practice physician in Costa Rica. I have a MD from UCIMED medical school in Costa Rica and I did my internal medicine speciality at Mt. Sinai Medical Center in NYC. I also have a MBA degree from INCAE business school in Costa Rica.
I started my quest to FIRE in 1982 by investing 20% of my gross monthly salary into Frank Russel offshore index mutual funds. I was paying an offshore bank a 1% gatekeeper fee to get into these funds. At the end of 1994, I switched to individual stocks with the idea of improving my CAGR and lowering my investment expenses of 1.5% per year. So far this strategy switch has been successful as I have beaten the S&P500 by 6% per year over the last 8 years. My risk adjusted return (as measured by the Sharpe ratio) also beats the S&P500's Sharpe ratio.
I'm married with four children aged 5 to 15. I currently live in Alajuela, Costa Rica.
I retired in 1995 at age 38 after working almost 14 years as a private practice physician in Costa Rica. I have a MD from UCIMED medical school in Costa Rica and I did my internal medicine speciality at Mt. Sinai Medical Center in NYC. I also have a MBA degree from INCAE business school in Costa Rica.
I started my quest to FIRE in 1982 by investing 20% of my gross monthly salary into Frank Russel offshore index mutual funds. I was paying an offshore bank a 1% gatekeeper fee to get into these funds. At the end of 1994, I switched to individual stocks with the idea of improving my CAGR and lowering my investment expenses of 1.5% per year. So far this strategy switch has been successful as I have beaten the S&P500 by 6% per year over the last 8 years. My risk adjusted return (as measured by the Sharpe ratio) also beats the S&P500's Sharpe ratio.
I'm married with four children aged 5 to 15. I currently live in Alajuela, Costa Rica.