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05-02-2010, 07:42 AM
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#1
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Dryer sheet wannabe
Join Date: Apr 2010
Posts: 11
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Hi - I'm Kim
Hi everyone 
I am a frugal, semi-green, content with what I have 35 yr old single woman with a 3 yr old. I am adopting another kiddo towards the end of this year.
The calculators tell me ER is in my future. I guess I'm here to verify what they say is true lol
Anyway, I've been lurking for a couple of weeks, I just thought I'd post and say hi.
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05-02-2010, 08:47 AM
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#2
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Thinks s/he gets paid by the post
Join Date: Nov 2005
Location: Colorado, USA
Posts: 1,127
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Hi Kim, and welcome to the forum!
I admire your plans to adopt -- that's a lot for a single to take on.
It's great to see that you're planning for retirement -- and that the plan is working.
I'll look forward to your posts.
Coach
__________________
"Comprehensive health insurance is an idea whose time has come in America." President Richard M. Nixon, February 6, 1974
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05-02-2010, 05:41 PM
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#3
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Full time employment: Posting here.
Join Date: Mar 2007
Posts: 577
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Hi Kim welcome aboard.
__________________
I highjacked a rainbow and crashed into a pot of gold - Bon Jovi
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05-03-2010, 05:20 PM
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#4
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Thinks s/he gets paid by the post
Join Date: May 2005
Location: Texas
Posts: 1,038
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What is the plan?
__________________
In theory, theory and practice are the same. In practice, they are not.
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05-03-2010, 07:24 PM
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#5
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Gone but not forgotten
Join Date: Jan 2007
Location: Sarasota,fl.
Posts: 11,447
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Hi Kim ,
Welcome ! I was a single Mom in my 30's and I made it to retirement and put two children through college so it can be done !
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05-06-2010, 09:30 PM
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#7
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Dryer sheet wannabe
Join Date: Apr 2010
Posts: 11
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 Quote:
Originally Posted by Lazarus
What is the plan?
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Goal? 38 lol
Reality, more like 45.
We live on 1K a month comfortably, house is paid. I've recently started maxing out my 401K. In 2 months after I finish my kitchen remodel I am going to adjust my HSA contribution and beef it up. I'm just now investing the correct way, with as many pretax dollars as I can.
In 2011, I'd like 100% of my salary to go towards medical/dental/401K/school/HSA/taxes and not get a check. I'd like to start pulling our main income from investments and see how that goes. That would be my practice run to see if I can keep things in check.
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05-06-2010, 09:33 PM
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#8
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Dryer sheet wannabe
Join Date: Apr 2010
Posts: 11
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Quote:
Originally Posted by Moemg
Hi Kim ,
Welcome ! I was a single Mom in my 30's and I made it to retirement and put two children through college so it can be done !
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The college thing - whew that makes me nervous. Not that I don't want DDs to be successful, but hopefully they'll complete their degree at a state school like I did. We have a lottery scholarship that covers most of the tuition for a great local school just 30 minutes away. Almost every degree is offered except engineering (watch them both want to be engineers like my Dad!).
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