Fellow Las Vegan. Similar background and issues. Once i get off this train, can't get back on. The die has been cast and the paychecks stop next month. When you worked all your life and always earned, it is tough to say goodbye to a regular paycheck. I am trying TimSF's advice. Long vacation is first on the agenda. After that a long list of things I always wanted to do but never had the time. My wife called it quits a few years back and loves the freedom. I look forward to joining her, but still have those doubts. Just have to jump into it and the fear will go away soon enough.