TJFogelberg
Dryer sheet wannabe
My job has taught me a lot about what works and what doesn't regarding retirement. (I am a tax preparer). It's interesting to view the topic from the perspective of those on this board. The foundation of our retirement will be based upon no debt, social security (no pensions), a paid for home and RV, and modest savings in all 3 tax buckets. (Taxable, tax deferred, and tax free). My observation is that most retirements that go amok financially involve folks who go in with mortgages and other debt and no clue about their spending patterns. We are accountants and have no trouble living within our means. By the same token, we don't have deep pockets and don't want to make any mistakes. Looking forward to participating in this forum.
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